{"id":5470,"date":"2021-10-28T16:45:39","date_gmt":"2021-10-28T11:15:39","guid":{"rendered":"https:\/\/razorpay.com\/learn\/?p=5470"},"modified":"2022-03-31T15:02:58","modified_gmt":"2022-03-31T09:32:58","slug":"payroll-questions-answers","status":"publish","type":"post","link":"https:\/\/razorpay.com\/payroll\/learn\/payroll-questions-answers\/","title":{"rendered":"7 Classic Payroll Questions Your Employees Will Ask (And Their Answers)"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">There are some typical <\/span><a href=\"https:\/\/razorpay.com\/payroll\/what-is-payroll-definition-process-complete-guide\/\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\"><span style=\"font-weight: 400;\">payroll<\/span><\/a><span style=\"font-weight: 400;\"> questions that HRs have to navigate repeatedly, especially when onboarding new employees.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Employees bombard them with questions like: What is my in-hand salary? What is my gross salary? How can I claim my PF? &#8230;the list goes on.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this blog post, we answer the most common payroll questions asked by employees along with tips to manage payroll effectively. Read on and become an expert at everything related to payroll. <\/span><span style=\"font-size: 19px;\"> \u00a0<\/span><br \/>\n<b><\/b><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d1d0b307a3d\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d1d0b307a3d\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/razorpay.com\/payroll\/learn\/payroll-questions-answers\/#7-payrollsalary-structure-questions-asked-by-employees\" >7 payroll\/salary structure questions asked by employees<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/razorpay.com\/payroll\/learn\/payroll-questions-answers\/#1-What-are-the-different-components-of-salary-structure-in-India\" >1. What are the different components of salary structure in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/razorpay.com\/payroll\/learn\/payroll-questions-answers\/#2-What-is-the-difference-between-gross-payCTC-and-net-pay-in-handtake-home-pay\" >2. What is the difference between gross pay\/CTC and net pay\/ in-hand\/take home pay?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/razorpay.com\/payroll\/learn\/payroll-questions-answers\/#3-What-are-my-flexible-benefit-components\" >3. What are my flexible benefit components?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/razorpay.com\/payroll\/learn\/payroll-questions-answers\/#4-What-is-the-standard-deduction-What-documentation-must-I-submit-to-claim-the-standard-deduction\" >4. What is the standard deduction? What documentation must I submit to claim the standard deduction?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/razorpay.com\/payroll\/learn\/payroll-questions-answers\/#5-When-will-I-receive-my-salary-and-what-happens-if-my-payday-is-a-holiday\" >5. When will I receive my salary and what happens if my payday is a holiday?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/razorpay.com\/payroll\/learn\/payroll-questions-answers\/#6-What-is-the-difference-between-Form-16-and-Form-16A\" >6. What is the difference between Form 16 and Form 16A?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/razorpay.com\/payroll\/learn\/payroll-questions-answers\/#7-What-happens-to-my-gratuity-eligibility-and-payment-if-I-leave-a-firm-before-five-years\" >7. What happens to my gratuity eligibility and payment if I leave a firm before five years?\u00a0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/razorpay.com\/payroll\/learn\/payroll-questions-answers\/#Best-Practices-to-Proactively-Manage-Employee-Payroll-Questions\" >Best Practices to Proactively Manage Employee Payroll Questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/razorpay.com\/payroll\/learn\/payroll-questions-answers\/#RazorpayX-Payroll-The-Best-HRMS-and-Payroll-Software-in-India\" >RazorpayX Payroll: The Best HRMS and Payroll Software in India<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"7-payrollsalary-structure-questions-asked-by-employees\"><\/span><b>7 payroll\/salary structure questions asked by employees<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1-What-are-the-different-components-of-salary-structure-in-India\"><\/span><b>1. What are the different components of salary structure in India?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Employees&#8217; salaries are made up of several components, including a base salary, allowances, perks, bonuses, etc. Let\u2019s understand these components in detail:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span style=\"font-weight: 400;\">Basic Salary<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The basic pay is a fixed portion that forms 35-50% of an employee&#8217;s total salary. It is the amount before any bonus, overtime, or allowance is deducted or added to the salary.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">The basic pay varies with different industries standards and titles. It\u2019s used to calculate the majority of the other components, such as allowances and is entirely taxable.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span style=\"font-weight: 400;\">Allowances<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Employees are paid monthly allowances and these may be partially or entirely taxed. The allowances offered and the limits on them vary from company to company.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Dearness Allowance<\/b><span style=\"font-weight: 400;\"> &#8211; It\u2019s a proportion of an employee&#8217;s basic wage that is paid to mitigate the impact of inflation. It is paid by the government to public sector employees and pensioners only.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong>H<\/strong><b>ouse Rent Allowance<\/b><span style=\"font-weight: 400;\"> &#8211; It\u2019s a portion of an employee&#8217;s salary that is paid to cover the costs of renting a home. It provides tax benefits to employees and is available to salaried individuals who live in rented housing. They can use it to lower their tax liability.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Leave Travel Allowance<\/b><span style=\"font-weight: 400;\"> \u2013 It\u2019s a type of allowance provided by employers to cover employee travel expenses when they are on leave.<\/span><\/li>\n<li><b>Conveyance Allowance<\/b><span style=\"font-weight: 400;\"> &#8211; Also known as transportation allowance, it\u2019s the compensation paid by businesses to their employees for covering commuting expenses to the office.\u00a0<\/span><span style=\"font-weight: 400;\">Please see the note at the end of the next point.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Medical Allowance<\/b><span style=\"font-weight: 400;\"> &#8211; A fixed sum given to an employee to cover their medical expenses.<\/span><\/li>\n<\/ol>\n<p><strong>Note: <span style=\"font-weight: 400;\">Both medical and conveyance allowances were made redundant by the introduction of a standard deduction in the Finance Act, 2018, and should no longer be used.<\/span><\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span style=\"font-weight: 400;\">Gratuity<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It\u2019s a one-time payment made by an employer to the employee who is leaving the company. Gratuity is given in appreciation for the services provided by the employee throughout their tenure.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Payment of Gratuity Act of 1972 states that an employee is qualified for gratuity if he has worked for the same company for at least five years.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span style=\"font-weight: 400;\">Employee Provident Fund\/PF or EPF<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Employee Provident Fund is a benefit plan in which both, the company and employees invest each month. It&#8217;s a savings account that allows employees to save a percentage of their pay each month. Withdrawals are possible after a month from the date of departure or retirement.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can take partial money out before you retire, but only in certain situations like medical emergency, house loan\/purchase\/construction, and higher education. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Owing to the current pandemic there have been <\/span><a href=\"https:\/\/www.livemint.com\/money\/personal-finance\/epfo-changes-pf-withdrawal-rule-for-non-refundable-advance-11622612194097.html\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\"><span style=\"font-weight: 400;\">changes in the PF withdrawal rule<\/span><\/a><span style=\"font-weight: 400;\"> to support individuals facing financial difficulties.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span style=\"font-weight: 400;\">Perquisites or Perks<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Perquisites, often known as fringe benefits, are perks that some employees receive as a result of their job title. These are usually non-cash perks that are given in addition to a monetary reward.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For instance, things like a personal car, rent-free accommodation, payment of a personal accident insurance premium, etc. Perquisites&#8217; monetary value is added to the employee&#8217;s paycheck and the employee is responsible for paying tax on them.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Usually, the HRs document methods and processes to avail these benefits in a company.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><span style=\"font-weight: 400;\">Variable Pay<\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It\u2019s the component of salary that\u2019s determined by employee performance. When the employees achieve or exceed their pre-determined targets or goals, it\u2019s paid to them as a type of performance bonus or incentive.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As the name suggests, it\u2019s not fixed and depends on employees\u2019 and the company\u2019s performance\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2-What-is-the-difference-between-gross-payCTC-and-net-pay-in-handtake-home-pay\"><\/span><b>2. What is the difference between gross pay\/CTC and net pay\/ in-hand\/take home pay?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Gross pay or CTC is the sum of all the components specified in your offer letter including deductibles that do not come into employees\u2019 hands. It includes non-monetary incentives such as free food or membership to a gym.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Net pay or in-hand salary is the amount deposited in your account after deducting taxes, reimbursable components, EPF, and gratuity.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Read more about <\/span><a href=\"https:\/\/razorpay.com\/payroll\/learn\/cost-to-company-ctc-vs-take-home-salary\/\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\"><span style=\"font-weight: 400;\">CTC vs take home salary here<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3-What-are-my-flexible-benefit-components\"><\/span><b>3. What are my flexible benefit components?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In India, a flexible benefit plan allows employees to establish and modify CTC components based on transportation, phone bills, and other work related expenses. An employee is able to claim tax exemption for these expenses after providing proof like bill receipts to their employer.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Read more about <\/span><a href=\"https:\/\/razorpay.com\/payroll\/learn\/flexible-benefit-plan-fbp-component\/\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\"><span style=\"font-weight: 400;\">Flexible Benefit Plan (FBP) Component in salary structure<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"4-What-is-the-standard-deduction-What-documentation-must-I-submit-to-claim-the-standard-deduction\"><\/span><b>4. What is the standard deduction? What documentation must I submit to claim the standard deduction?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Indian government has introduced a provision of standard reduction to provide tax relief to salaried employees and pensioners. According to it, all salaried employees are entitled to a standard deduction of Rs.50000 (starting in FY 2020-21). To claim the standard deduction, no documentation is required.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"5-When-will-I-receive-my-salary-and-what-happens-if-my-payday-is-a-holiday\"><\/span><b>5. When will I receive my salary and what happens if my payday is a holiday?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">This answer will be determined by how your company handles payroll. Usually, there is a fixed day when employees get their salary and it\u2019s generally, last working day of the month.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In the case of holidays, employees will receive their paychecks after the holiday if the company processes payroll normally, and before the holiday if it processes payroll early.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"6-What-is-the-difference-between-Form-16-and-Form-16A\"><\/span><b style=\"color: #111111; font-family: Roboto, Arial, sans-serif;\">6. What is the difference between Form 16 and Form 16A?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><a href=\"https:\/\/razorpay.com\/payroll\/learn\/tax-deducted-at-source-tds\/#TDS-certificate-Form-16-to-employees\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\"><span style=\"font-weight: 400;\">Form 16<\/span><\/a><span style=\"font-weight: 400;\"> is your salary TDS (tax deducted at source) certificate that states the details of tax deducted by the employer to deposit to the Income Tax Department.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Form 16A is also a TDS certificate but in this case, the TDS is on non-salary earnings. For instance, TDS deducted on rent receipts, fixed deposits, etc.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"7-What-happens-to-my-gratuity-eligibility-and-payment-if-I-leave-a-firm-before-five-years\"><\/span><b>7. What happens to my gratuity eligibility and payment if I leave a firm before five years?\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Under the existing gratuity rules, employees are eligible for gratuity only if they have completed 5 continuous years of service with a single employer. This condition does not apply if the employee dies or becomes disabled while in service. In case of the death of an employee, the gratuity will be paid to the nominee.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best-Practices-to-Proactively-Manage-Employee-Payroll-Questions\"><\/span><b>Best Practices to Proactively Manage Employee Payroll Questions<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Although we have answered the classic payroll questions asked by employees, you shouldn&#8217;t be stopping the work you&#8217;re doing and answering mundane questions. There should be a better way to deal with it.<\/span><\/p>\n<p><b>Well, there is.<\/b><\/p>\n<p><a href=\"https:\/\/razorpay.com\/payroll\/learn\/what-is-ess-portal-benefits\/\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\"><span style=\"font-weight: 400;\">An employee self-service portal<\/span><\/a><span style=\"font-weight: 400;\"> or HRMS software empowers employees to get all the answers they need with a few clicks. They can simply log in to the portal and get information related to<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">latest documents and forms<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">payroll or payslips<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">tax declaration<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">leaves and other perks<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">All the information is available to employees 24\/7, which improves the company&#8217;s overall efficiency. HRs can share the latest updates or announcements on the portal, individual or organisation-wide.<\/span><\/p>\n<p style=\"text-align: center;\"><a style=\"border-radius: 3px; background: #528ff0; padding: 15px; font-weight: 600; cursor: pointer; text-decoration: none; color: white;\" href=\"https:\/\/razorpay.com\/payroll\/?r=blog_cta_payrollquestions\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\">Try it for Free!<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"RazorpayX-Payroll-The-Best-HRMS-and-Payroll-Software-in-India\"><\/span><b>RazorpayX Payroll: The Best HRMS and Payroll Software in India<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">RazorpayX Payroll is the new-age HRMS software that automates end-to-end HR processes, simplifies administrative tasks, and provides actionable insights.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In-built with automated compliances, it lets you calculate payroll taking into account compulsory filings such as PF, ESI, and TDS, and disburse salaries in just a few clicks.<\/span><\/p>\n<p style=\"text-align: center;\"><a style=\"border-radius: 3px; background: #528ff0; padding: 15px; font-weight: 600; cursor: pointer; text-decoration: none; color: white;\" href=\"https:\/\/razorpay.com\/payroll\/?r=blog_cta_payrollquestions\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\">Take RazorpayX Payroll for a Spin!<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In this blog post, we answer the most common payroll questions asked by employees, along with tips to manage payroll effectively.<\/p>\n","protected":false},"author":151156494,"featured_media":5449,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3404],"tags":[],"class_list":{"0":"post-5470","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payroll"},"_links":{"self":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/5470","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/users\/151156494"}],"replies":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/comments?post=5470"}],"version-history":[{"count":14,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/5470\/revisions"}],"predecessor-version":[{"id":6033,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/5470\/revisions\/6033"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media\/5449"}],"wp:attachment":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media?parent=5470"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/categories?post=5470"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/tags?post=5470"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}