{"id":2954,"date":"2020-06-30T10:39:13","date_gmt":"2020-06-30T05:09:13","guid":{"rendered":"https:\/\/razorpay.com\/learn\/?p=2954"},"modified":"2025-11-28T23:48:11","modified_gmt":"2025-11-28T18:18:11","slug":"safe-payment-solution-freelancers","status":"publish","type":"post","link":"https:\/\/razorpay.com\/learn\/safe-payment-solution-freelancers\/","title":{"rendered":"Why Razorpay is Most Secure Payment Platform for Freelancers?"},"content":{"rendered":"

The internet is a happy global village for freelancers and individual businesses. But a secure method of accepting payments, combating unauthorised payments has always been the larger picture to look at.\u00a0<\/span><\/p>\n

Things can turn sour if there’s a security breach, especially for individuals who have recently decided to be a part of the gig economy revolution.<\/span><\/p>\n

According to Nitin Bhatnagar, Associate Director in India, PCI Security Standards Council, “India witnessed around a 40% jump in cardless payments including debit pay and wire payments.”\u00a0<\/span><\/p>\n

“During the first quarter, as the global pandemic worsened, anywhere where payment technology is a struggle, the COVID-19 crisis has been around the rise of fraudulent transactions,” says Nitin.\u00a0<\/span><\/p>\n

“There is also a massive increase in cases of phishing, social engineering, critical cyber-attacks on transaction channels and more,” he concludes.\u00a0<\/span><\/p>\n

In this article, we will walk you through the security protocols and processes followed at Razorpay to ensure a secure transaction<\/a> between different parties. Also, we will talk about a few benefits of choosing Razorpay as a freelancer, and how you can have maximum control over your payments.<\/span><\/p>\n

Razorpay is an PCI DSS and ISO:27001 compliant<\/b><\/h2>\n

1. The Payment Card Industry Data Security Standard (PCI DSS)<\/b><\/h3>\n

PCI DSS<\/a> is a global body that sets compliance rules for managing cardholder data for all online payment systems. It ensures that all companies who accept, process, and store cardholder data maintain a secure environment.<\/span><\/p>\n

The best payment gateways<\/a> are <\/span>PCI-DSS compliant<\/span><\/a>. What this means for you is that your online transactions are encrypted to ensure there is no data interception.<\/span><\/p>\n

For example, your authentication data, card information, banking details, etc. are used only to complete the transaction. The payment gateway never stores sensitive information like CVV, pin or password.<\/span><\/p>\n

2. International Organization for Standardization (ISO)<\/b><\/h3>\n

ISO\/IEC 27001:2013<\/span><\/a> specifies the requirements for establishing, implementing, maintaining and continually improving an information security management system within the context of the organisation. An ISO certificate confirms that the business is following the ISO guidelines.\u00a0<\/span><\/p>\n

We also conduct frequent third-party audits and have a dedicated internal security team to make sure your data is always safe.<\/span><\/p>\n

Razorpay uses tokenisation to prevent data exposure<\/b><\/h2>\n

Razorpay replaces your 16-digit card number with a single token, which is a unique set of characters that replace your original card number.\u00a0<\/span><\/p>\n

Tokens are assigned randomly, which makes it impossible to reverse-engineer the actual card number. In the end, payments are processed in ease without the risk of data theft.\u00a0<\/span><\/p>\n

Also, Razorpay uses the highest assurance SSL\/TLS certificate, which makes sure that no unauthorised person can access your sensitive payment data over the internet.<\/span><\/p>\n

With no setup or maintenance fees, Razorpay offers transparent and straightforward pricing. You can estimate how much fees you will be paying when collecting money<\/a>. <\/span>Check out our pricing calculator<\/a>.<\/span>\u00a0<\/span><\/p>\n