{"id":14951,"date":"2024-12-17T13:51:45","date_gmt":"2024-12-17T08:21:45","guid":{"rendered":"https:\/\/razorpay.com\/learn\/?p=14951"},"modified":"2024-12-17T13:51:45","modified_gmt":"2024-12-17T08:21:45","slug":"loss-of-pay","status":"publish","type":"post","link":"https:\/\/razorpay.com\/payroll\/learn\/loss-of-pay\/","title":{"rendered":"Loss of Pay"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d7b4c79db08\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d7b4c79db08\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/razorpay.com\/payroll\/learn\/loss-of-pay\/#Introduction\" >Introduction\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/razorpay.com\/payroll\/learn\/loss-of-pay\/#What-Does-Loss-of-Pay-Mean-for-Employees\" >What Does Loss of Pay Mean for Employees?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/razorpay.com\/payroll\/learn\/loss-of-pay\/#How-Is-Loss-of-Pay-Calculated-and-Applied\" >How Is Loss of Pay Calculated and Applied?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/razorpay.com\/payroll\/learn\/loss-of-pay\/#How-Does-Loss-of-Pay-Work-Legally\" >How Does Loss of Pay Work Legally?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/razorpay.com\/payroll\/learn\/loss-of-pay\/#What-are-the-Causes-of-Loss-of-Pay\" >What are the Causes of Loss of Pay\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/razorpay.com\/payroll\/learn\/loss-of-pay\/#How-Does-Loss-of-Pay-Affect-Payroll-and-Employee-Benefits\" >How Does Loss of Pay Affect Payroll and Employee Benefits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/razorpay.com\/payroll\/learn\/loss-of-pay\/#How-to-Avoid-Loss-of-Pay-in-your-Salary-Slip\" >How to Avoid Loss of Pay in your Salary Slip?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/razorpay.com\/payroll\/learn\/loss-of-pay\/#Conclusion\" >Conclusion\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/razorpay.com\/payroll\/learn\/loss-of-pay\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><b>Introduction\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Did you know that unscheduled <\/span><a href=\"https:\/\/www.investopedia.com\/articles\/personal-finance\/070513\/causes-and-costs-absenteeism.asp\" target=\"_blank\" rel=\"noopener\"><b>absenteeism rate ranges from 5% to 10%<\/b><\/a> <span style=\"font-weight: 400;\">per year leading to loss in potential revenue. This figure not only highlights the financial stress on companies but also the growing importance of managing <\/span><b>leave policies<\/b><span style=\"font-weight: 400;\"> effectively.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Among these policies, one is the <\/span><b>loss of pay<\/b><span style=\"font-weight: 400;\"> system where employees lose pay due to leaves without any prior approval.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For employees, LOP affects monthly income directly. For businesses, accurate tracking of LOP ensures that payroll processing happens error-free, thus improving transparency and trust.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this article, we\u2019ll explore <\/span><b>what loss of pay means<\/b><span style=\"font-weight: 400;\">, its implications for employees and employers, how LOP days are calculated, and how employees can apply for a LOP reversal.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What-Does-Loss-of-Pay-Mean-for-Employees\"><\/span><b>What Does Loss of Pay Mean for Employees?\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Loss of Pay (LOP)<\/b><span style=\"font-weight: 400;\"> refers to a deduction from an employee\u2019s salary when they take time off from work without enough paid leave or when they fail to obtain prior approval.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In simpler terms, LOP occurs when an employee takes leave but doesn&#8217;t have the required leave balance or permission.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, if an employee is entitled to 10 paid leave days annually but takes 11 days off, they will lose a day&#8217;s pay for that extra leave. LOP makes sure that employees&#8217; get paid for the actual days they worked for.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In HR, <\/span><b>loss of pay<\/b><span style=\"font-weight: 400;\"> is a key concept when managing leave policies. HR departments track LOP to ensure employees don\u2019t take unauthorized leaves, maintaining fair salary structures for all.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How-Is-Loss-of-Pay-Calculated-and-Applied\"><\/span><b>How Is Loss of Pay Calculated and Applied?\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Loss of pay <\/b><span style=\"font-weight: 400;\">is calculated by subtracting an <\/span><b>employee&#8217;s daily wage<\/b><span style=\"font-weight: 400;\"> for the number of days they took <\/span><b>LOP leave<\/b><span style=\"font-weight: 400;\">. The basic formula used is:<\/span><\/p>\n<p><b>LOP = Employee&#8217;s monthly salary \/ Number of working days in the month) X Number of LOP days<\/b><\/p>\n<p><span style=\"font-weight: 400;\">For example, let\u2019s assume Harshad earns<\/span><b> \u20b960,000 per month<\/b><span style=\"font-weight: 400;\">, and his company has 22 working days in a month. If Harshad takes 3 days of <\/span><b>LOP leave<\/b><span style=\"font-weight: 400;\">, the calculation would be:<\/span><\/p>\n<p><b>LOP = (60,000 \/ 22) X 3<\/b><b><br \/>\n<\/b><b>LOP = \u20b92,727 X 3 = \u20b98,181<\/b><\/p>\n<p><span style=\"font-weight: 400;\">So, Harshad\u2019s <\/span><b>LOP deduction<\/b><span style=\"font-weight: 400;\"> for the month would be <\/span><b>\u20b98,181, <\/b><span style=\"font-weight: 400;\">leaving him with <\/span><b>\u20b951,819 <\/b><span style=\"font-weight: 400;\">in <\/span><b>take-home pay.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Companies may have there own way of calculating the number of working days. Some HRs do exclude weekends, while others make calculations based on the actual calendar days.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you find this process too confusing, then <\/span><b>RazorpayX Payroll <\/b><span style=\"font-weight: 400;\">might be the one thing you are looking for!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With <\/span><b>RazorpayX Payroll <\/b><span style=\"font-weight: 400;\">everything from<\/span><b> leave tracking, monitoring leave balances, <\/b><span style=\"font-weight: 400;\">and ensuring precise<\/span><b> deductions on salary slips <\/b><span style=\"font-weight: 400;\">can be automated. With automated systems, HR teams can avoid manual errors and streamline payroll management, making LOP calculations hassle-free.<\/span><\/p>\n<p style=\"text-align: center;\"><a style=\"border-radius: 3px; background: #528ff0; padding: 15px; font-weight: 600; cursor: pointer; text-decoration: none; color: white;\" href=\"https:\/\/razorpay.com\/payroll\/?r=blog_cta_loss_of_pay\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\">Explore RazorpayX Payroll<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How-Does-Loss-of-Pay-Work-Legally\"><\/span><b>How Does Loss of Pay Work Legally?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The <\/span><b>legality of LOP<\/b><span style=\"font-weight: 400;\"> depends on two things <\/span><b>employment laws and company policies<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In most regions, employers have the right to <\/span><b>deduct pay for unapproved leaves<\/b><span style=\"font-weight: 400;\"> or those with<\/span><b> insufficient paid leave balance<\/b><span style=\"font-weight: 400;\">. However, on the other side <\/span><b>employee protection laws<\/b><span style=\"font-weight: 400;\"> often set a <\/span><b>minimum paid leave requirement<\/b><span style=\"font-weight: 400;\"> and limit the <\/span><b>total accumulation of LOP.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">To manage LOP legally, companies must establish clear policies outlining when LOP will apply, how it will be calculated, and what would be the consequences for exceeding the <\/span><b>allowed unpaid leave balance.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">These regulations will ensure that both employees and employers receive fair treatment and abide the law.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What-are-the-Causes-of-Loss-of-Pay\"><\/span><b>What are the Causes of Loss of Pay\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Loss of pay is a common problem in many companies. The causes for it also vary accordingly. LOP can occur due to various<\/span><b> internal and external factors<\/b><span style=\"font-weight: 400;\">, whic in-turn can affect employee compensation and company\u2019s payroll management.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s few prominent causes of LOP:\u00a0<\/span><\/p>\n<ol>\n<li><b>Unauthorized Leaves: <\/b><span style=\"font-weight: 400;\">Employees taking leave without prior approval from their supervisors is one of the common causes of <\/span><b>LOP deductions.<\/b><span style=\"font-weight: 400;\"> This can seriously disrupt workflow, reduce productivity, and affect team coordination.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Extended Unapproved Absences:<\/b><span style=\"font-weight: 400;\"> Another common reason is <\/span><b>long-term absences <\/b><span style=\"font-weight: 400;\">without proper permission. This can decrease efficiency and delay important tasks, thus impacting overall work performance.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Documentation Issues: <\/b><span style=\"font-weight: 400;\">Incomplete or improperly submitted leave requests or documentation can also result in the rejection of paid leave. This adds a LOP to your salary slip due to failure to providing a legit proof of absence.<\/span><\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"How-Does-Loss-of-Pay-Affect-Payroll-and-Employee-Benefits\"><\/span><b>How Does Loss of Pay Affect Payroll and Employee Benefits?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Loss of pay directly affects payroll processing by reducing an employee\u2019s total earnings for the pay period.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When an employee takes LOP leave, their gross salary gets reduced, which directly impacts deductions like <\/span><b>taxes and employee benefits.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">This is why, HR teams face challenges while <\/span><b>tracking LOP cases<\/b><span style=\"font-weight: 400;\">. Thus, it becomes necessary to make accurate salary calculations, and ensue compliance with payroll regulations.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">LOP also affects employee benefits as it is directly linked to an employee\u2019s salary.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Benefits such as <\/span><b>EPF (Employees\u2019 Provident Fund), gratuity, and ESI (Employees&#8217; State Insurance)<\/b><span style=\"font-weight: 400;\"> are all calculated based on the employee\u2019s salary.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>EPF Contributions: <\/b><span style=\"font-weight: 400;\">These are deducted as a percentage of an employee\u2019s basic pay. When LOP reduces the basic salary, the employee\u2019s EPF contribution also decreases, thus impacting his\/ her long-term savings.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Gratuity: <\/b><span style=\"font-weight: 400;\">The amount paid as gratuity entirely depends on the employee\u2019s last drawn salary and tenure with the company. If LOP reduces the last drawn salary, the gratuity amount will also decrease.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>ESI Contributions: <\/b><span style=\"font-weight: 400;\">Both employees and employers contribute 4% of the employee\u2019s gross salary towards ESI. A reduction in the gross salary due to LOP will lower the ESI contributions.<\/span><\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"How-to-Avoid-Loss-of-Pay-in-your-Salary-Slip\"><\/span><b>How to Avoid Loss of Pay in your Salary Slip?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Loss of pay in attendance can impact your salary slip, inturn reducing your total earnings and affecting your financial stability. To prevent LOP deductions, you can follow these proactive steps:<\/span><\/p>\n<h3><b>Communicate Your Leave in Advance<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Make sure to you inform your management or HR well in advance whenever you\u2019re planning for a time off. This gives them enough time for proper scheduling or finding replacements, thus helping to avoid LOP in your salary slip.<\/span><\/p>\n<h3><b>Compensate for Lost Time<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">If you take LOP due to emergencies, <\/span><b>work extra hours or overtime<\/b><span style=\"font-weight: 400;\"> to make up for the missed time. This will reduce stress and ensure your salary remains intact.<\/span><\/p>\n<h3><b>Track Your Leave Balance Regularly<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Stay aware of your leave balance. If there\u2019s any LOP, address it promptly by compensating with extra work. If you have unused leave, it allows for a break without affecting your salary.<\/span><\/p>\n<h3><b>Avoid Unnecessary Leaves<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Taking leaves without sufficient balance hampers your productivity and income. Remember to use your leaves only when needed, and within your leave balance to avoid any LOP deductions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mitigating LOP requires mutual collaboration between both <\/span><b>employers and employees.<\/b><span style=\"font-weight: 400;\"> This can happen only after proper communication about leave policies, flexible work arrangements, and employee assistance programs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Using systems like <\/span><b>RazorpayX Payroll<\/b><span style=\"font-weight: 400;\"> can help organisations simplify the leave tracking process and provide transparent communication, avoiding LOP errors. As a result, payroll processing can become more accurate.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><b>Conclusion\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">In conclusion, <\/span><b>loss of pay (LOP)<\/b><span style=\"font-weight: 400;\"> can have a significant impact on both payroll and employee benefits.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To minimize LOP, clear communication, tracking leave balances, and timely compensation are essential. Employers should implement transparent leave policies and flexible work arrangements to reduce LOP occurrences.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By adopting these strategies, employees can also maintain their salary integrity and ensure better management of leave-related deductions.\u00a0<\/span><\/p>\n<p style=\"text-align: center;\"><a style=\"border-radius: 3px; background: #528ff0; padding: 15px; font-weight: 600; cursor: pointer; text-decoration: none; color: white;\" href=\"https:\/\/razorpay.com\/payroll\/?r=blog_cta_loss_of_pay\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\">Explore RazorpayX Payroll<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><b>FAQs<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li aria-level=\"1\"><b>Can Employers Grant Compensatory Leave to Avoid LOP?<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Yes, many employers offer compensatory leave for work done on weekends or holidays, helping employees make up for missed days and reducing LOP deductions.<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Are There any Limits on How Many LOP Days an Employee Can Take in a Given Period?<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Generally, there are no strict limits, but company policies vary. Employees should review their organization&#8217;s leave policy or consult HR to understand any specific guidelines regarding LOP.<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Does Loss of Pay Affect Gratuity and Benefits?<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Yes, LOP reduces the employee&#8217;s gross salary, which impacts benefits like gratuity, EPF, and ESI contributions. These benefits are often linked to the employee\u2019s salary, affecting long-term entitlements.<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>What is the Rule for LOP During Notice Periods?<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">During notice periods, employers may not approve unpaid leave unless specified in the contract or company policy. LOP deductions can apply unless approved leave is granted.<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>What Happens When Employees Take Leave Without Prior Approval?<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Taking leave without prior approval results in LOP deductions, affecting the salary. It can also lead to disciplinary action depending on company policies.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Introduction\u00a0 Did you know that unscheduled absenteeism rate ranges from 5% to 10% per year leading to loss in potential revenue. This figure not only highlights the financial stress on companies but also the growing importance of managing leave policies effectively.\u00a0 Among these policies, one is the loss of pay system where employees lose pay<\/p>\n","protected":false},"author":151156542,"featured_media":14952,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3404],"tags":[4070,3405],"class_list":{"0":"post-14951","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payroll","8":"tag-loss-of-pay","9":"tag-payroll"},"_links":{"self":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/14951","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/users\/151156542"}],"replies":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/comments?post=14951"}],"version-history":[{"count":2,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/14951\/revisions"}],"predecessor-version":[{"id":14955,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/14951\/revisions\/14955"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media\/14952"}],"wp:attachment":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media?parent=14951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/categories?post=14951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/tags?post=14951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}