{"id":14393,"date":"2024-11-05T12:04:57","date_gmt":"2024-11-05T06:34:57","guid":{"rendered":"https:\/\/razorpay.com\/learn\/?p=14393"},"modified":"2025-05-22T16:54:58","modified_gmt":"2025-05-22T11:24:58","slug":"what-is-a-bank-cheque-book","status":"publish","type":"post","link":"https:\/\/razorpay.com\/learn\/what-is-a-bank-cheque-book\/","title":{"rendered":"What is a Bank Cheque Book? &#8211; How They Work &#038; Features"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69e5a037e921e\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e5a037e921e\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/razorpay.com\/learn\/what-is-a-bank-cheque-book\/#What-is-a-Bank-Cheque-Book\" >What is a Bank Cheque Book?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/razorpay.com\/learn\/what-is-a-bank-cheque-book\/#How-Does-a-Bank-Cheque-Book-Work\" >How Does a Bank Cheque Book Work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/razorpay.com\/learn\/what-is-a-bank-cheque-book\/#Components-of-a-Bank-Cheque-Book\" >Components of a Bank Cheque Book<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/razorpay.com\/learn\/what-is-a-bank-cheque-book\/#Uses-of-a-Bank-Cheque-Book\" >Uses of a Bank Cheque Book<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/razorpay.com\/learn\/what-is-a-bank-cheque-book\/#What-Are-the-Different-Types-of-Cheques\" >What Are the Different Types of Cheques?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/razorpay.com\/learn\/what-is-a-bank-cheque-book\/#How-to-Apply-for-a-Bank-Cheque-Book\" >How to Apply for a Bank Cheque Book?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/razorpay.com\/learn\/what-is-a-bank-cheque-book\/#Which-Parties-Are-Involved-When-You-Use-Your-Bank-Cheque-Book\" >Which Parties Are Involved When You Use Your Bank Cheque Book?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/razorpay.com\/learn\/what-is-a-bank-cheque-book\/#Features-Benefits-of-a-Bank-Cheque-Book\" >Features &amp; Benefits of a Bank Cheque Book<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/razorpay.com\/learn\/what-is-a-bank-cheque-book\/#Important-Terms-to-Know-About-Bank-Cheque-Books\" >Important Terms to Know About Bank Cheque Books<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/razorpay.com\/learn\/what-is-a-bank-cheque-book\/#Frequently-Asked-Questions\" >Frequently Asked Questions<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What-is-a-Bank-Cheque-Book\"><\/span>What is a Bank Cheque Book?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A bank <a href=\"https:\/\/razorpay.com\/learn\/what-is-cheque\/\">cheque<\/a> book is a booklet containing multiple blank cheques issued by a bank. Each <a href=\"https:\/\/razorpay.com\/learn\/what-is-a-cheque-leaf\/\">cheque leaf<\/a> allows account holders to instruct the bank to transfer funds from their account to a specified person or entity.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How-Does-a-Bank-Cheque-Book-Work\"><\/span>How Does a Bank Cheque Book Work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1. Filling the Cheque<\/h3>\n<p>Start by writing the date in the DD\/MM\/YYYY format, followed by the payee\u2019s name and the amount in both numbers and words. You must sign at the bottom right to authorize the payment.<\/p>\n<h3>2. Clearing and Processing<\/h3>\n<p>Once issued, the cheque goes through a clearing process. In India, banks clear cheques through various methods, including:<\/p>\n<ul>\n<li><strong>CTS Clearing:<\/strong> This process uses cheque images and MICR (<a href=\"https:\/\/razorpay.com\/learn\/magnetic-ink-character-recognition-micr\/\">Magnetic Ink Character Recognition<\/a>) data. Banks scan and truncate cheques, sending only images and data electronically through a secure network for settlement, rather than sending physical cheques to the clearing house.<\/li>\n<li><strong>MICR Clearing:<\/strong> An automated system reads the MICR line on cheques and processes them with high-speed machines. Here, physical cheques are sent to the drawee bank for final settlement.<\/li>\n<li><strong>Non-MICR Clearing:<\/strong> In smaller centers, cheques are sorted manually, with physical cheques sent to the clearing house for processing.<\/li>\n<\/ul>\n<h3>3. Security Features<\/h3>\n<p>Modern cheque books include watermarks, UV logos, and micro-lettering to prevent fraud. These security elements help protect your transactions from tampering.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Components-of-a-Bank-Cheque-Book\"><\/span>Components of a Bank Cheque Book<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1. Payee Details<\/h3>\n<p>The payee is the recipient of the funds. You must carefully write the name of the person or entity receiving the payment, as errors could lead to delays or rejections.<\/p>\n<h3>2. Amount to be Transferred from Account<\/h3>\n<p>You must enter the payment amount in both words and numbers. This double-entry system adds a layer of security. Writing the amount in words helps confirm the intended value, while the numerical entry makes it easier for the bank to process.<\/p>\n<h3>3. Date of Processing the Cheque<\/h3>\n<p>The date on a cheque indicates when the payment can be processed. A cheque is usually valid for three months from the date mentioned. Ensure you fill in the correct date, as a post-dated or outdated cheque could lead to complications.<\/p>\n<h3>4. Signature of Payee<\/h3>\n<p>Your signature is essential as proof of your authorization. With it, the cheque is valid. Ensure it matches the signature on file with your bank to avoid any payment delays.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Uses-of-a-Bank-Cheque-Book\"><\/span>Uses of a Bank Cheque Book<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A bank cheque book offers flexibility for a variety of personal and business transactions.<\/p>\n<p><strong>Below are some of the most common uses of a bank cheque book:<\/strong><\/p>\n<h3>1. Paying Bills<\/h3>\n<p>Both individuals and businesses use cheques to pay utility bills, rent, and other recurring payments. In cases where electronic payments aren\u2019t preferred or available, cheques provide a reliable alternative.<\/p>\n<h3>2. Large Purchases<\/h3>\n<p>Cheques are ideal for high-value purchases like property, vehicles, or equipment. In these instances, cash or card payments may not be feasible due to limits, making cheques a safer option.<\/p>\n<h3>3. Business Transactions<\/h3>\n<p>Cheques are frequently used in business-to-business (B2B) transactions, especially for bulk payments, <a href=\"https:\/\/razorpay.com\/blog\/what-is-a-supplier-invoice\/\">supplier invoices<\/a>, or contract settlements. Companies appreciate the traceability and security that cheques provide.<\/p>\n<h3>4. Salary or Wage Payments<\/h3>\n<p>Some employers use cheques to pay salaries or wages, especially for one-time payments or where direct bank transfers aren&#8217;t in place. Cheques offer a formal and secure way to handle payroll.<\/p>\n<h3>5. Charity Donations<\/h3>\n<p>For larger charity donations, cheques provide a secure and trackable method. Donors often use cheques to contribute significant amounts, ensuring safety and clarity in the transaction.<\/p>\n<h3>6. Transferring Money Between Accounts<\/h3>\n<p>Cheques also transfer money between accounts, particularly for business owners managing multiple bank accounts. This offers a formal, trackable method for moving funds.<\/p>\n<h3>7. Gifting<\/h3>\n<p>Cheques are sometimes used to gift money for special occasions like weddings or birthdays. This provides a secure and formal method of gifting that avoids handling large sums of cash.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What-Are-the-Different-Types-of-Cheques\"><\/span>What Are the Different Types of Cheques?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1. Bearer Cheque<\/h3>\n<p>A <a href=\"https:\/\/razorpay.com\/learn\/bearer-cheque\/\">bearer cheque<\/a> is payable to whoever holds or presents it at the bank. Its simplicity makes it convenient for quick transactions. However, it also poses a risk as anyone with the cheque can cash it, making it prone to theft or fraud.<\/p>\n<h3>2. Order Cheque<\/h3>\n<p>An order cheque is only payable to the person or entity whose name is mentioned on it. This adds an extra layer of security, ensuring that only the intended recipient can receive the payment.<\/p>\n<h3>3. Crossed Cheque<\/h3>\n<p>A crossed cheque has two parallel lines drawn across the top left corner. It is only meant for deposit into a bank account, not for direct cash withdrawal, making it a more secure option.<\/p>\n<h3>4. Open Cheque<\/h3>\n<p>An open cheque allows the holder to withdraw cash directly from the bank. Since it can be encashed over the counter, there\u2019s less control over who can access the funds, which increases the risk.<\/p>\n<h3>5. Post-Dated Cheque<\/h3>\n<p>This cheque is dated for a future date and can only be encashed on or after that date. It\u2019s commonly used for scheduled payments, such as rent or installments.<\/p>\n<h3>6. Stale Cheque<\/h3>\n<p>A stale cheque is one that has yet to be deposited or cashed within its validity period. Banks may refuse to process such cheques, and they often require additional scrutiny.<\/p>\n<h3>7. Traveller\u2019s Cheque<\/h3>\n<p>Traveller\u2019s cheques are designed for international travel, offering a safe way to carry money without the risk of theft. These cheques can be replaced if lost or stolen, providing peace of mind during travels.<\/p>\n<h3>8. Self-Cheque<\/h3>\n<p>A self-cheque is used when you want to withdraw funds from your account. You write \u201cSelf\u201d instead of the payee\u2019s name, allowing you to withdraw cash directly from your bank.<\/p>\n<h3>9. Banker\u2019s Cheque<\/h3>\n<p>A banker\u2019s cheque is issued by the bank on behalf of its customer, guaranteeing payment. This makes it ideal for large or important transactions, as the bank itself backs the payment, ensuring its security.<\/p>\n<p><em><b>Related Read: <\/b><a href=\"https:\/\/razorpay.com\/learn\/bearer-cheque-vs-order-cheque\/\"><b>Bearer Cheque vs Order Cheque<\/b><\/a><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How-to-Apply-for-a-Bank-Cheque-Book\"><\/span>How to Apply for a Bank Cheque Book?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1. Net Banking<\/h3>\n<p>Applying for a cheque book through internet banking is quick and convenient.<\/p>\n<p><strong>Here\u2019s how you can do it:<\/strong><\/p>\n<p><strong>STEP 1:<\/strong> Log in to your Internet banking account using your credentials.<\/p>\n<p><strong>STEP 2:<\/strong> Navigate to the section for account management or services.<\/p>\n<p><strong>STEP 3:<\/strong> Look for the option labelled &#8220;Cheque Book Request&#8221; or &#8220;Request Cheque Book.&#8221;<\/p>\n<p><strong>STEP 4:<\/strong> Choose the number of cheques you need and confirm the request.<\/p>\n<p>Once processed, your cheque book will be delivered to your registered address within a few days.<\/p>\n<h3>2. Phone Banking<\/h3>\n<p>You can also request a cheque book via your bank\u2019s mobile banking application. The steps may vary slightly depending on the app, but typically:<\/p>\n<p><strong>STEP 1:<\/strong> Open your bank\u2019s mobile app and sign in with your Customer ID and password.<\/p>\n<p><strong>STEP 2:<\/strong> Find the &#8220;Services&#8221; or &#8220;Cheque Book Request&#8221; option.<\/p>\n<p><strong>STEP 3: <\/strong>Select the number of cheque leaves and confirm your request.<\/p>\n<p>The bank will deliver the cheque book to your registered address after processing.<\/p>\n<h3>3. Bank Branch<\/h3>\n<p>You can visit your bank branch to apply for a cheque book if you prefer a more personal approach. Here\u2019s how:<\/p>\n<p><strong>STEP 1: <\/strong>Go to the nearest branch of your bank.<\/p>\n<p><strong>STEP 2:<\/strong> Request a cheque book application form at the help desk or from a bank official.<\/p>\n<p><strong>STEP 3:<\/strong> Fill in the required details, such as your account number and the number of cheque leaves you need.<\/p>\n<p><strong>STEP 4:<\/strong> Submit the form to the bank official, and your cheque book will be processed and sent to your address.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Which-Parties-Are-Involved-When-You-Use-Your-Bank-Cheque-Book\"><\/span>Which Parties Are Involved When You Use Your Bank Cheque Book?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1. Cheque Drawer<\/h3>\n<p>The cheque drawer is the individual who signs and authorises the cheque. This person holds the bank account from which the funds will be drawn. By signing the cheque, the drawer confirms that they wish to pay the payee.<\/p>\n<h3>2. Cheque Drawee<\/h3>\n<p>The drawee is the bank responsible for paying the amount specified on the cheque. When the payee presents the cheque for payment, the drawee verifies the signature and account details before processing the transaction.<\/p>\n<h3>3. Cheque Payee<\/h3>\n<p>The cheque payee is the person or entity named on the cheque entitled to receive the payment. The payee can be an individual, a business, or an organisation. Only the payee can present the cheque for payment, ensuring the funds go to the intended recipient.<\/p>\n<h3>4. Cheque Endorser<\/h3>\n<p>A cheque endorser is an individual who transfers the cheque to another party by signing the back of the cheque. This process allows the endorser to pass on their rights to the funds, effectively making the cheque payable to another person or entity.<\/p>\n<h3>5. Cheque Endorsee<\/h3>\n<p>The cheque endorsee is the party receiving the transferred cheque. Once the cheque is endorsed, the endorsee can present it to the bank for payment, provided it is done within the validity period. The endorsement process adds flexibility to transactions and allows for the transfer of payment rights.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Features-Benefits-of-a-Bank-Cheque-Book\"><\/span>Features &amp; Benefits of a Bank Cheque Book<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1. Accessibility to Account Holders<\/h3>\n<p>Cheque books are readily available to account holders, whether you have a savings or current account. They provide a convenient way to make payments without depending on digital methods, making them particularly useful when online transfers are unavailable.<\/p>\n<h3>2. Clarity in Payment Instruction<\/h3>\n<p>Cheques offer clear and precise payment instructions. By specifying the amount, recipient, and date, cheques help reduce misunderstandings in financial transactions. The written format ensures that both parties are fully aware of the payment details.<\/p>\n<h3>3. Security Against Fraud and Forgery<\/h3>\n<p>Cheque books come with built-in security features that protect against fraud. These include mandatory signatures, minimal correction allowances, MICR codes, and anti-fraud measures like watermarks and UV logos. These features make cheques a safer option for payments.<\/p>\n<h3>4. Legality under Negotiable Instruments Act<\/h3>\n<p>Cheques are legally recognised as valid payment instruments under the Negotiable Instruments Act. They remain valid for up to three months from the issue date, after which they become stale. This legal standing adds an extra layer of trust in transactions.<\/p>\n<h3>5. Traceability of Payments<\/h3>\n<p>One of the major benefits of using a cheque is its traceability. Every cheque transaction is recorded in your bank statement, providing a clear trail that can be used to verify payments and ensure transparency between both parties.<\/p>\n<h3>6. Physical Proof of Transaction<\/h3>\n<p>A cheque acts as tangible proof of payment, offering a physical transaction record. This can be particularly important for legal matters or business transactions, where having documented evidence of payment can be essential for accountability.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Important-Terms-to-Know-About-Bank-Cheque-Books\"><\/span>Important Terms to Know About Bank Cheque Books<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1. Cheque Payee<\/h3>\n<p>The cheque payee is the person or entity to whom the payment is directed. It is essential to spell the payee\u2019s name correctly on the cheque, as banks may reject cheques with incorrect or unclear payee details. Ensuring accuracy helps avoid delays in processing payments.<\/p>\n<h3>2. Cheque Drawer<\/h3>\n<p>The drawer is the account holder who writes and signs the cheque, authorising the payment. The signature on the cheque must match the signature the bank has on file. Any mismatch can lead to the cheque being dishonoured, making it essential to be consistent when signing cheques.<\/p>\n<h3>3. Cheque Drawee<\/h3>\n<p>The drawee is the bank responsible for honouring the cheque. When a cheque is presented for payment, the drawee verifies the drawer\u2019s signature, available balance, and other details before processing the payment. The bank plays a crucial role in ensuring the cheque is cleared correctly.<\/p>\n<h3>4. Cheque Number<\/h3>\n<p>Each cheque in your cheque book has a unique number, typically printed at the bottom of the cheque. This number is vital for tracking and reconciling payments. It helps the drawer and the bank monitor cheque transactions and ensures proper documentation in case of any disputes.<\/p>\n<h3>5. MICR Code<\/h3>\n<p>The MICR (Magnetic Ink Character Recognition) code is a 9-digit number at the bottom of every cheque. It uniquely identifies the bank and branch issuing the cheque, facilitating faster and more accurate cheque processing through automated systems. The MICR code ensures the smooth clearing of cheques across the banking network.<\/p>\n<p><em><b>Related Read: <\/b><a href=\"https:\/\/razorpay.com\/learn\/difference-between-cheque-and-demand-draft\/\"><b>Difference Between Cheque and Demand Draft<\/b><\/a><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1. How do I request a cheque book from my bank?<\/h3>\n<p>You can request a cheque book through your bank\u2019s net banking portal or mobile app or by calling their phone banking service. Alternatively, visit your nearest branch and apply in person. Simply navigate to the \u201cCheque Book Request\u201d section online or ask for assistance at the branch.<\/p>\n<h3>2. How to use a cheque book?<\/h3>\n<p>To use a cheque book, fill out a cheque with details such as the date, payee\u2019s name, amount in numbers and words, and your signature. Ensure all information is accurate before handing the cheque to the recipient or depositing it into their account.<\/p>\n<h3>3. Is there a cost associated with ordering a cheque book?<\/h3>\n<p>Yes, most banks charge a small fee for issuing a cheque book. The cost can vary depending on the bank and the number of cheque leaves. Check with your bank for details about any applicable charges.<\/p>\n<h3>4. Can I cancel a cheque if I make a mistake on it?<\/h3>\n<p>Yes, if you make an error while writing a cheque, you can cancel it by crossing it out by two parallel lines and writing \u201cCANCELLED\u201d across the cheque. This is known as a <a href=\"https:\/\/razorpay.com\/learn\/cancelled-cheque\/\">cancelled cheque<\/a>, which serves as a safeguard to prevent anyone from misusing it.<\/p>\n<h3>5. What is the difference between a post-dated cheque and a regular cheque?<\/h3>\n<p>A post-dated cheque is dated for a future date and cannot be encashed before that date. In contrast, a regular cheque can be cashed as soon as it is issued, provided it falls within the valid cheque clearing period, typically within three months.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is a Bank Cheque Book? A bank cheque book is a booklet containing multiple blank cheques issued by a bank. Each cheque leaf allows account holders to instruct the bank to transfer funds from their account to a specified person or entity. How Does a Bank Cheque Book Work? 1. Filling the Cheque Start<\/p>\n","protected":false},"author":151156586,"featured_media":17453,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1387],"tags":[],"class_list":{"0":"post-14393","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payments"},"_links":{"self":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/14393","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/users\/151156586"}],"replies":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/comments?post=14393"}],"version-history":[{"count":12,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/14393\/revisions"}],"predecessor-version":[{"id":16875,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/14393\/revisions\/16875"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media\/17453"}],"wp:attachment":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media?parent=14393"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/categories?post=14393"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/tags?post=14393"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}