{"id":12122,"date":"2025-04-29T17:16:06","date_gmt":"2025-04-29T11:46:06","guid":{"rendered":"https:\/\/razorpay.com\/learn\/?p=12122"},"modified":"2025-04-30T10:04:20","modified_gmt":"2025-04-30T04:34:20","slug":"how-to-withdraw-money-from-atm","status":"publish","type":"post","link":"https:\/\/razorpay.com\/learn\/how-to-withdraw-money-from-atm\/","title":{"rendered":"How to Withdraw Money From ATM? &#8211; A Step by Step Process"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d0c2f49e943\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d0c2f49e943\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/razorpay.com\/learn\/how-to-withdraw-money-from-atm\/#What-is-an-ATM\" >What is an ATM?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/razorpay.com\/learn\/how-to-withdraw-money-from-atm\/#How-to-Withdraw-Money-from-an-ATM\" >How to Withdraw Money from an ATM?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/razorpay.com\/learn\/how-to-withdraw-money-from-atm\/#How-to-Withdraw-Money-from-an-ATM-Using-UPI\" >How to Withdraw Money from an ATM Using UPI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/razorpay.com\/learn\/how-to-withdraw-money-from-atm\/#Safety-Measures-During-ATM-Cash-Withdrawal\" >Safety Measures During ATM Cash Withdrawal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/razorpay.com\/learn\/how-to-withdraw-money-from-atm\/#Common-Issues-and-Troubleshooting-with-ATM-Cash-Withdrawal\" >Common Issues and Troubleshooting with ATM Cash Withdrawal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/razorpay.com\/learn\/how-to-withdraw-money-from-atm\/#Types-of-ATM-Cards-and-PINs\" >Types of ATM Cards and PINs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/razorpay.com\/learn\/how-to-withdraw-money-from-atm\/#Alternatives-to-Using-ATMs\" >Alternatives to Using ATMs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/razorpay.com\/learn\/how-to-withdraw-money-from-atm\/#Pros-and-Cons-of-Withdrawing-Money-from-an-ATM\" >Pros and Cons of Withdrawing Money from an ATM<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/razorpay.com\/learn\/how-to-withdraw-money-from-atm\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/razorpay.com\/learn\/how-to-withdraw-money-from-atm\/#Frequently-Asked-Questions\" >Frequently Asked Questions<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What-is-an-ATM\"><\/span>What is an ATM?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>An<a href=\"https:\/\/razorpay.com\/learn\/what-is-atm\/\"> automated teller machine<\/a> (ATM) is\u00a0an electronic banking machine that allows bank account holders or customers to complete basic transactions without the aid of a bank representative or teller.<\/p>\n<p>The ATM allows a customer to perform basic money transactions, like withdrawing cash, deposit checks and cash, open or withdraw a fixed deposit, apply for bank loans, pay insurance premium, utility bills, etc.<\/p>\n<p><strong>Related Read: <a href=\"https:\/\/razorpay.com\/learn\/what-is-atm-card-amc\/\"><em>What\u2019s an ATM Card AMC &amp; Smart Ways to Avoid It<\/em><\/a><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How-to-Withdraw-Money-from-an-ATM\"><\/span><strong>How to Withdraw Money from an ATM?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><strong>Step 1: Insert Your ATM Card<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Insert your ATM card into the card slot. Make sure the side with the chip is facing up and towards the machine.<\/span><\/p>\n<h3><strong>Step 2: Select Language<\/strong><\/h3>\n<p>Select your language from the language options appearing on the display screen.<\/p>\n<h3><strong>Step 3: Enter 4 Digit ATM PIN<\/strong><\/h3>\n<p>Use the Keypad to enter your 4-digit ATM <span style=\"font-weight: 400;\">Personal Identification Number (<\/span>PIN) number.<\/p>\n<p>Make sure nobody is watching you while you enter the PIN.<\/p>\n<p>Be careful while entering the Pin, as a wrong PIN may lead to the blockage of the ATM card. Do not ever share your ATM PIN with anyone.<\/p>\n<h3><strong>Step 4: Select the Type of <\/strong><strong>Transaction <\/strong><\/h3>\n<p>On the ATM screen, you will see the options for types of transaction such as Deposit, Transfer, Withdrawal of Money, etc.<\/p>\n<p>In case of cash withdrawal, select the &#8220;Withdrawal&#8221; Option.<\/p>\n<h3><strong>Step 5: Select the Type of Account<\/strong><\/h3>\n<p>The screen will display different account types, select your account type.<\/p>\n<p>As an individual banker, you should be choosing a &#8220;Savings&#8221; or &#8220;Checking&#8221; account, as current accounts are applicable mostly to businesses.<\/p>\n<h3><strong>Step 6: Enter the Withdrawal Amount<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Enter the amount you wish to withdraw. Make sure it is within your daily withdrawal limit. Now press Enter.<\/span><\/p>\n<h3><strong>Step 7: Collect Your Cash<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Take your cash from the dispenser or lower slot of the machine. Count the money to ensure you received the correct amount.<\/span><\/p>\n<h3><strong>Step 8: Take the Printed Receipt, if Required.<\/strong><\/h3>\n<p>After you collect the cash, you will get an option to get a printed receipt of the transaction. If you want, click yes and close the transaction.<\/p>\n<h3><strong>Step 9: Retrieve Your Card<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Once the transaction is complete, remember to take your card from the ATM.<\/span><\/p>\n<p><b>Related Read: <\/b><a href=\"\u201chttps:\/\/razorpay.com\/learn\/atm-withdrawal-limit\/\u201d\"><b>Related Read: ATM Withdrawal Limit for 2024<\/b><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How-to-Withdraw-Money-from-an-ATM-Using-UPI\"><\/span><b>How to Withdraw Money from an ATM Using UPI?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><strong>Step 1:\u00a0<\/strong><\/h3>\n<p class=\"mv-why-us text-left\">Select and visit an ATM that offers a\u00a0<a href=\"https:\/\/razorpay.com\/learn\/how-to-withdraw-money-from-atm-without-card\/\">cardless cash withdrawal<\/a>\u00a0facility.<\/p>\n<h3><strong>Step 2:\u00a0<\/strong><\/h3>\n<p class=\"mv-why-us text-left\">Select the\u00a0\u201c<strong>Withdraw Cash<\/strong>\u201d\u00a0option and select\u00a0\u201c<strong>UPI Cardless Cash<\/strong>\u201d\u00a0option on the ATM screen.<\/p>\n<h3><strong>Step 3:\u00a0<\/strong><\/h3>\n<p>Select or Enter the desired withdrawal amount. Carefully choose or enter the desired quantity.<\/p>\n<h3><strong>Step 4:\u00a0<\/strong><\/h3>\n<p>Scan the QR code that appears on the ATM screen using your UPI app.<\/p>\n<h3><strong>Step 5:\u00a0<\/strong><\/h3>\n<p>Your UPI app will prompt you to confirm the transaction after you\u2019ve scanned the QR code. To validate the UPI ATM withdrawal, enter your 4 Digit\u00a0<a href=\"https:\/\/razorpay.com\/learn\/what-is-a-upi-pin\/\">UPI PIN<\/a>.<\/p>\n<h3><strong>Step 6:\u00a0<\/strong><\/h3>\n<p>The UPI ATM will disburse the desired cash as soon as your transaction is validated.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Safety-Measures-During-ATM-Cash-Withdrawal\"><\/span><strong>Safety Measures During ATM Cash Withdrawal<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><strong>Stay alert<\/strong><\/h3>\n<p>Stay alert at all times while accessing an ATM. Check for a CCTV and try to use an ATM that has one or a security guard outside.<\/p>\n<h3><strong>Keep your PIN a secret<\/strong><\/h3>\n<p>Your PIN is the most valuable security measure when you access your account through an ATM, ensure to keep it a secret<\/p>\n<h3><strong>Don\u2019t ask strangers for help<\/strong><\/h3>\n<p>Never disclose ATM PIN or ask strangers for help.<\/p>\n<h3><strong>Ask your bank for assistance<\/strong><\/h3>\n<p>Reach out to your bank for help if you face any issues at the ATM. You can also use this feature if you ever lose your card or if it gets stolen.<\/p>\n<h3><strong>Check the ATM carefully<\/strong><\/h3>\n<p>Inspect the machine carefully, the keypad and card slot before transacting.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Common-Issues-and-Troubleshooting-with-ATM-Cash-Withdrawal\"><\/span><strong>Common Issues and Troubleshooting with ATM Cash Withdrawal<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><strong>1. Card Retained by ATM<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">If the ATM retains your card, contact your bank immediately. This can happen due to various reasons, such as entering the wrong PIN multiple times or a malfunction.<\/span><\/p>\n<h3><strong>2. ATM Out of Cash<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">If the ATM is out of cash, it will usually display a message. Find another ATM nearby or try again later.<\/span><\/p>\n<h3><strong>3. Power Outage<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">In case of a power outage during the transaction, wait for the power to return and check your account balance. If there are discrepancies, contact your bank.<\/span><\/p>\n<h3><strong>4. Incorrect PIN Entered Multiple Times<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Entering the wrong PIN multiple times can lock your card. Visit your bank or contact customer service to unlock it.<\/span><\/p>\n<h3><strong>5. Contacting Bank for Help<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">If you face any issues, contact your bank\u2019s customer service. Have your account details and card number ready for quick assistance.<\/span><\/p>\n<h2 data-start=\"172\" data-end=\"207\"><span class=\"ez-toc-section\" id=\"Types-of-ATM-Cards-and-PINs\"><\/span><strong data-start=\"176\" data-end=\"207\">Types of ATM Cards and PINs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"\" data-start=\"209\" data-end=\"373\">When you use an ATM, the kind of card you use and the PIN linked to it matter a lot. Here&#8217;s a quick lowdown on the most common types of ATM cards and PINs in India:<\/p>\n<h3 data-start=\"377\" data-end=\"573\"><strong data-start=\"377\" data-end=\"392\">1. Debit Cards<\/strong>:<\/h3>\n<p class=\"\" data-start=\"377\" data-end=\"573\">This is the most common type of ATM card linked to your savings or current bank account. Money is directly debited from your account when you withdraw cash or shop using the card.<\/p>\n<h3 data-start=\"577\" data-end=\"767\"><strong data-start=\"577\" data-end=\"593\">2. Credit Cards<\/strong>:<\/h3>\n<p class=\"\" data-start=\"577\" data-end=\"767\">Although not exactly an ATM card, you can withdraw money using a credit card from ATMs. But be careful \u2013 there&#8217;s usually a high interest rate and cash advance fee involved.<\/p>\n<h3 data-start=\"771\" data-end=\"954\"><strong data-start=\"771\" data-end=\"788\">3. Prepaid Cards<\/strong>:<\/h3>\n<p class=\"\" data-start=\"771\" data-end=\"954\">These are cards that you load with a specific amount in advance. They&#8217;re not directly linked to your bank account, so they&#8217;re safer if you&#8217;re concerned about fraud.<\/p>\n<h3 data-start=\"958\" data-end=\"1074\"><strong data-start=\"958\" data-end=\"991\">4. Virtual Cards \/ Digital Cards<\/strong>:<\/h3>\n<p class=\"\" data-start=\"958\" data-end=\"1074\">These are usually used for online transactions but may not work at physical ATMs.<\/p>\n<p class=\"\" data-start=\"1076\" data-end=\"1117\"><strong data-start=\"1076\" data-end=\"1116\">PIN (Personal Identification Number)<\/strong>:<\/p>\n<ul data-start=\"1118\" data-end=\"1357\">\n<li class=\"\" data-start=\"1118\" data-end=\"1182\">\n<p class=\"\" data-start=\"1120\" data-end=\"1182\">You\u2019ll usually get a 4-digit PIN when your ATM card is issued.<\/p>\n<\/li>\n<li class=\"\" data-start=\"1183\" data-end=\"1282\">\n<p class=\"\" data-start=\"1185\" data-end=\"1282\">You can later change this PIN at an ATM, through internet banking, or via your bank&#8217;s mobile app.<\/p>\n<\/li>\n<li class=\"\" data-start=\"1283\" data-end=\"1357\">\n<p class=\"\" data-start=\"1285\" data-end=\"1357\">Never share your ATM PIN with anyone and avoid writing it down anywhere.<\/p>\n<\/li>\n<\/ul>\n<h2 class=\"\" data-start=\"1364\" data-end=\"1397\"><span class=\"ez-toc-section\" id=\"Alternatives-to-Using-ATMs\"><\/span><strong data-start=\"1367\" data-end=\"1397\">Alternatives to Using ATMs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"\" data-start=\"1399\" data-end=\"1533\">Although ATMs are super convenient, you do have other ways to access your cash or make payments without withdrawing money from an ATM:<\/p>\n<h3 data-start=\"1537\" data-end=\"1710\"><strong data-start=\"1537\" data-end=\"1553\">1. UPI Payments<\/strong>:<\/h3>\n<p>Using apps like PhonePe, Google Pay, Paytm, or BHIM, you can pay directly from your bank account to merchants or individuals without needing to carry cash.<\/p>\n<h3 data-start=\"1537\" data-end=\"1710\"><strong data-start=\"1537\" data-end=\"1553\">2. Cash Withdrawal at POS (Point of Sale):<\/strong><\/h3>\n<p>Many shops and retail stores now allow you to withdraw small amounts of cash using your debit card while billing \u2013 handy if there\u2019s no ATM nearby.<\/p>\n<h3 data-start=\"1537\" data-end=\"1710\"><strong data-start=\"1537\" data-end=\"1553\">3. Bank Branch Visits:<\/strong><\/h3>\n<p>You can still go old-school and withdraw cash directly from your bank branch by filling out a withdrawal slip or cheque.<\/p>\n<h3 data-start=\"1537\" data-end=\"1710\"><strong data-start=\"1537\" data-end=\"1553\">4. Mobile Wallets:<\/strong><\/h3>\n<p>Apps like Paytm Wallet or Amazon Pay can be used for small daily expenses, especially for online shopping, bill payments, and local transport.<\/p>\n<h3 data-start=\"1537\" data-end=\"1710\"><strong data-start=\"1537\" data-end=\"1553\">5. Cardless Cash via Mobile Banking:<\/strong><\/h3>\n<p>Some banks offer cardless ATM withdrawals where you initiate the withdrawal from your mobile banking app and use a code or OTP at the ATM.<\/p>\n<h2 class=\"\" data-start=\"2405\" data-end=\"2458\"><span class=\"ez-toc-section\" id=\"Pros-and-Cons-of-Withdrawing-Money-from-an-ATM\"><\/span><strong data-start=\"2408\" data-end=\"2458\">Pros and Cons of Withdrawing Money from an ATM<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"\" data-start=\"2460\" data-end=\"2558\">Let\u2019s break it down simply \u2013 here are the upsides and downsides of using an ATM to withdraw money:<\/p>\n<h3 class=\"\" data-start=\"2560\" data-end=\"2575\"><strong data-start=\"2566\" data-end=\"2575\">Pros:<\/strong><\/h3>\n<ul data-start=\"2576\" data-end=\"2996\">\n<li class=\"\" data-start=\"2576\" data-end=\"2653\">\n<p class=\"\" data-start=\"2578\" data-end=\"2653\"><strong data-start=\"2578\" data-end=\"2593\">24\/7 Access<\/strong>: Most ATMs are available round the clock, even on holidays.<\/p>\n<\/li>\n<li class=\"\" data-start=\"2654\" data-end=\"2763\">\n<p class=\"\" data-start=\"2656\" data-end=\"2763\"><strong data-start=\"2656\" data-end=\"2674\">Quick and Easy<\/strong>: No need to stand in long queues at the bank \u2013 most withdrawals take less than a minute.<\/p>\n<\/li>\n<li class=\"\" data-start=\"2764\" data-end=\"2882\">\n<p class=\"\" data-start=\"2766\" data-end=\"2882\"><strong data-start=\"2766\" data-end=\"2782\">Wide Network<\/strong>: You can access your money from practically anywhere in India, thanks to thousands of ATM machines.<\/p>\n<\/li>\n<li class=\"\" data-start=\"2883\" data-end=\"2996\">\n<p class=\"\" data-start=\"2885\" data-end=\"2996\"><strong data-start=\"2885\" data-end=\"2905\">Multi-functional<\/strong>: Apart from withdrawals, you can also check balances, transfer funds, pay bills, and more.<\/p>\n<\/li>\n<\/ul>\n<h3 class=\"\" data-start=\"2998\" data-end=\"3013\"><strong data-start=\"3004\" data-end=\"3013\">Cons:<\/strong><\/h3>\n<ul data-start=\"3014\" data-end=\"3512\">\n<li class=\"\" data-start=\"3014\" data-end=\"3132\">\n<p class=\"\" data-start=\"3016\" data-end=\"3132\"><strong data-start=\"3016\" data-end=\"3032\">ATM Downtime<\/strong>: Sometimes the machine might be out of service or out of cash \u2013 frustrating when you&#8217;re in a hurry.<\/p>\n<\/li>\n<li class=\"\" data-start=\"3133\" data-end=\"3250\">\n<p class=\"\" data-start=\"3135\" data-end=\"3250\"><strong data-start=\"3135\" data-end=\"3156\">Withdrawal Limits<\/strong>: There\u2019s a daily limit on how much you can withdraw, which might be a problem in emergencies.<\/p>\n<\/li>\n<li class=\"\" data-start=\"3251\" data-end=\"3387\">\n<p class=\"\" data-start=\"3253\" data-end=\"3387\"><strong data-start=\"3253\" data-end=\"3270\">Possible Fees<\/strong>: Using an ATM outside your bank\u2019s network might come with extra charges after a certain number of free transactions.<\/p>\n<\/li>\n<li class=\"\" data-start=\"3388\" data-end=\"3512\">\n<p class=\"\" data-start=\"3390\" data-end=\"3512\"><strong data-start=\"3390\" data-end=\"3408\">Security Risks<\/strong>: Skimming devices, hidden cameras, or people lurking around can make ATM use risky if you&#8217;re not alert.<\/p>\n<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Withdrawing money from an ATM is a straightforward process, but it&#8217;s essential to follow the steps carefully to avoid any issues. Should any problems arise, knowing how to troubleshoot them can save you time and stress. Always be mindful of your surroundings and keep your PIN confidential.<\/span><\/p>\n<p><b>Related Read: <\/b><a href=\"https:\/\/razorpay.com\/learn\/how-to-use-atm-card\/\"><b>How To Use ATM Cards &#8211; Steps to Follow <\/b><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span><b>Frequently Asked Questions<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><strong>1. How to Withdraw Money from an ATM Using UPI?<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">To withdraw money using UPI, find an ATM that supports UPI transactions. Open your UPI app, select the &#8216;Withdraw Cash&#8217; option, and scan the QR code displayed on the ATM screen. Enter the amount and your UPI PIN to complete the transaction.<\/span><\/p>\n<h3><strong>2. What should I do if the ATM doesn&#8217;t dispense cash but debits my account?<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">If the ATM debits your account but doesn&#8217;t dispense cash, note the transaction details and contact your bank immediately. Banks typically resolve such issues within a few days.<\/span><\/p>\n<h3><strong>3. Which Side Of The ATM Card Is Inserted?<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Insert the side of the card with the chip facing up and towards the machine. If your card doesn&#8217;t have a chip, follow the arrow or instructions on the card.<\/span><\/p>\n<h3><strong>4. Are there any charges for withdrawing cash from an ATM?<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Charges may apply depending on your bank and the ATM used. Check with your bank for specific details on withdrawal fees.<\/span><\/p>\n<h3><strong>5. What is the maximum amount I can withdraw from an ATM in one transaction?<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">The maximum amount varies by bank and account type. Generally, it ranges from \u20b920,000 to \u20b950,000 per transaction.<\/span><\/p>\n<h3><strong>6. Can I use any ATM to withdraw money, or only my bank&#8217;s ATM?<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">You can use any ATM to withdraw money, but using ATMs outside your bank&#8217;s network may incur additional fees. Check with your bank for details on these charges.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is an ATM? An automated teller machine (ATM) is\u00a0an electronic banking machine that allows bank account holders or customers to complete basic transactions without the aid of a bank representative or teller. The ATM allows a customer to perform basic money transactions, like withdrawing cash, deposit checks and cash, open or withdraw a fixed<\/p>\n","protected":false},"author":151156580,"featured_media":16979,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3876],"tags":[1926,3899],"class_list":{"0":"post-12122","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-atm","8":"tag-atm","9":"tag-atm-card"},"_links":{"self":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/12122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/users\/151156580"}],"replies":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/comments?post=12122"}],"version-history":[{"count":10,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/12122\/revisions"}],"predecessor-version":[{"id":17118,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/12122\/revisions\/17118"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media\/16979"}],"wp:attachment":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media?parent=12122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/categories?post=12122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/tags?post=12122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}