{"id":12001,"date":"2025-05-14T14:29:25","date_gmt":"2025-05-14T08:59:25","guid":{"rendered":"https:\/\/razorpay.com\/learn\/?p=12001"},"modified":"2026-01-05T13:41:24","modified_gmt":"2026-01-05T08:11:24","slug":"sbi-upi-transaction-limit","status":"publish","type":"post","link":"https:\/\/razorpay.com\/learn\/sbi-upi-transaction-limit\/","title":{"rendered":"SBI UPI Transaction Limit in 2026: Updated SBI UPI Limit Per Day"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">In the ever-evolving landscape of digital payments, the <a href=\"https:\/\/razorpay.com\/blog\/what-is-upi-and-how-it-works\/\">Unified Payments Interface<\/a> (UPI) has emerged as a champion of convenience and speed. In 2026, the State Bank of India (SBI) implemented specific limits for UPI transactions to ensure secure and efficient digital payments. Understanding these limits is crucial for users to manage their transactions effectively and avoid any inconvenience.\u00a0<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69f0d80b8eec5\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69f0d80b8eec5\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/razorpay.com\/learn\/sbi-upi-transaction-limit\/#SBI-UPI-Transaction-Limit-April-2025-Update\" >SBI UPI Transaction Limit (April 2025 Update)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/razorpay.com\/learn\/sbi-upi-transaction-limit\/#What-is-the-SBI-UPI-Transaction-Limit-in-2026\" >What is the SBI UPI Transaction Limit in 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/razorpay.com\/learn\/sbi-upi-transaction-limit\/#SBI-UPI-Transaction-Limit-Per-Day\" >SBI UPI Transaction Limit Per Day<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/razorpay.com\/learn\/sbi-upi-transaction-limit\/#SBI-UPI-Transaction-Limit-Per-Month-in-2026\" >SBI UPI Transaction Limit Per Month in 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/razorpay.com\/learn\/sbi-upi-transaction-limit\/#Is-There-a-Yearly-Limit-on-SBI-UPI-Transactions\" >Is There a Yearly Limit on SBI UPI Transactions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/razorpay.com\/learn\/sbi-upi-transaction-limit\/#SBI-UPI-Transaction-Charges\" >SBI UPI Transaction Charges<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/razorpay.com\/learn\/sbi-upi-transaction-limit\/#Can-You-Increase-the-SBI-UPI-Limit\" >Can You Increase the SBI UPI Limit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/razorpay.com\/learn\/sbi-upi-transaction-limit\/#How-to-Change-UPI-Transaction-Limit-in-SBI\" >How to Change UPI Transaction Limit in SBI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/razorpay.com\/learn\/sbi-upi-transaction-limit\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/razorpay.com\/learn\/sbi-upi-transaction-limit\/#Frequently-Asked-Questions-FAQs\" >Frequently Asked Questions (FAQs)<\/a><\/li><\/ul><\/nav><\/div>\n<h2 data-start=\"85\" data-end=\"134\"><span class=\"ez-toc-section\" id=\"SBI-UPI-Transaction-Limit-April-2025-Update\"><\/span><strong data-start=\"85\" data-end=\"134\">SBI UPI Transaction Limit (April 2025 Update)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"\" data-start=\"136\" data-end=\"239\">As of April 2025, the State Bank of India (SBI) has the following limits in place for UPI transactions:<\/p>\n<p class=\"\" data-start=\"241\" data-end=\"512\"><strong data-start=\"241\" data-end=\"267\">Per Transaction Limit:<\/strong> \u20b91,00,000<\/p>\n<p class=\"\" data-start=\"241\" data-end=\"512\"><strong data-start=\"280\" data-end=\"308\">Daily Transaction Limit:<\/strong> \u20b91,00,000<\/p>\n<p class=\"\" data-start=\"241\" data-end=\"512\"><strong data-start=\"321\" data-end=\"346\">Transactions Per Day:<\/strong> Up to 20 for person-to-person (P2P) transfers. For person-to-merchant (P2M) payments, there&#8217;s no fixed count limit as long as the \u20b91,00,000 daily cap isn&#8217;t breached.<\/p>\n<p class=\"\" data-start=\"514\" data-end=\"707\">New users or those who recently reset their UPI PIN face a restricted limit of \u20b95,000 per transaction and a total cap of \u20b95,000 for the first 24 hours (on Android) or the first 5 days (on iOS).<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What-is-the-SBI-UPI-Transaction-Limit-in-2026\"><\/span>What is the SBI UPI Transaction Limit in 2026?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The State Bank of India (SBI) has set a per-transaction limit of Rs. 1,00,000 for its customers using UPI. This limit applies regardless of the UPI payment app being used. Customers must stay informed about any updates or changes to the <\/span>SBI UPI limit<span style=\"font-weight: 400;\">, as SBI may modify them from time to time. Staying updated with the bank&#8217;s rules and regulations ensures that you remain compliant with the current SBI UPI transaction limits.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"SBI-UPI-Transaction-Limit-Per-Day\"><\/span>SBI UPI Transaction Limit Per Day<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">SBI has set two limits for UPI transactions each day. The maximum amount you can transfer in a single UPI transaction is Rs. 1,00,000. Additionally, SBI permits up to 10 UPI transactions per day. While you can customize the number of transactions within this daily limit using the SBI Yono app, the maximum allowable transaction amount of Rs. 1,00,000 remains fixed and cannot be adjusted.<\/span><\/p>\n<p><em><strong>Related Read: <a href=\"https:\/\/razorpay.com\/learn\/upi-transaction-limit-for-tax-payments\/\">Latest RBI UPI Transaction Limit for Tax Payments<\/a><\/strong><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"SBI-UPI-Transaction-Limit-Per-Month-in-2026\"><\/span>SBI UPI Transaction Limit Per Month in 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">SBI&#8217;s latest update indicates that there is no set monthly limit for UPI transactions. However, these limits may change, so it\u2019s important to stay informed about any future updates.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is-There-a-Yearly-Limit-on-SBI-UPI-Transactions\"><\/span><strong data-start=\"106\" data-end=\"158\">Is There a Yearly Limit on SBI UPI Transactions?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>State Bank of India does not impose any specific annual cap on UPI payments made by its customers.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"SBI-UPI-Transaction-Charges\"><\/span>SBI UPI Transaction Charges<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">SBI does not impose any additional charges on UPI transactions within the specified limits.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Can-You-Increase-the-SBI-UPI-Limit\"><\/span><strong data-start=\"266\" data-end=\"305\">Can You Increase the SBI UPI Limit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The SBI UPI transaction cap is \u20b91,00,000. You can set a lower limit as per your needs using the SBI Yono app, but this upper limit is fixed and cannot be increased further.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How-to-Change-UPI-Transaction-Limit-in-SBI\"><\/span>How to Change UPI Transaction Limit in SBI?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you need to adjust your SBI UPI transaction limit, there are two main methods available to you: using the SBI YONO app or visiting your nearest SBI branch. Each method offers a straightforward process to help you manage your <a href=\"https:\/\/razorpay.com\/learn\/upi-transaction-charges\/\">UPI transaction limits<\/a> according to your needs. Here\u2019s how you can proceed with both options:<\/span><\/p>\n<h3>Method 1: Using the SBI YONO App<\/h3>\n<h4><b>1. Log In<\/b><span style=\"font-weight: 400;\">: <\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Open the YONO Lite app and log in with your User ID, password, or M-pin. Find and select the &#8220;UPI Transfer&#8221; option on the main screen.<\/span><\/p>\n<h4><b>2. Set Limit<\/b><span style=\"font-weight: 400;\">: <\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Go to &#8220;Set UPI Transaction Limit&#8221; or &#8220;Manage UPI Limit&#8221; under settings. Enter your profile password to authorize changes. Input your desired new limit (up to \u20b91 lakh), confirm it, and submit.<\/span><\/p>\n<h4><b>3. Verify<\/b><span style=\"font-weight: 400;\">: <\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Review the new limit and confirm. Enter the OTP sent to your mobile to finalize the change. Changes may take up to 24 hours to take effect.<\/span><\/p>\n<h3>Method 2: Visiting an SBI Branch<\/h3>\n<h4><b>1. Prepare Documents<\/b><span style=\"font-weight: 400;\">: <\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Bring a photo ID (Aadhaar card, PAN card, or driver\u2019s license) and your SBI account passbook or debit card.<\/span><\/p>\n<h4><b>2. Request Limit Increase<\/b><span style=\"font-weight: 400;\">: <\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Inform the customer service representative of your request to increase your UPI limit. Fill out and submit the required form with your documents.<\/span><\/p>\n<h4><b>3. Await Confirmation<\/b><span style=\"font-weight: 400;\">: <\/span><\/h4>\n<p><span style=\"font-weight: 400;\">The representative will process your request and inform you of the estimated completion time, which could be a few hours to a few business days. Once approved, your new limit will be activated.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Navigating the SBI UPI transaction limits for 2026 ensures that you can make the most of your digital banking experience without facing unexpected hurdles. By understanding the daily and monthly transaction limits, as well as being aware of any applicable charges, you can plan your transactions effectively. For any adjustments or inquiries regarding your UPI limits, SBI offers straightforward online and offline solutions to help you manage your banking needs seamlessly. Staying informed about these guidelines will help you maintain smooth and efficient digital transactions.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Related Read: What is the SBI ATM Withdrawal Limit? SBI ATM Withdrawal Limit Per Day&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:332739,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:14277081},&quot;9&quot;:0,&quot;10&quot;:1,&quot;11&quot;:3,&quot;12&quot;:0,&quot;15&quot;:&quot;Calibri&quot;,&quot;19&quot;:0,&quot;21&quot;:0}\"><strong><em>Related Read: <a href=\"https:\/\/razorpay.com\/learn\/sbi-atm-withdrawal-limit\/\">What is the SBI ATM Withdrawal Limit?<\/a><\/em><\/strong><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions-FAQs\"><\/span>Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1. What is the maximum amount I can transfer in a single SBI UPI transaction in 2026?<\/h3>\n<p><span style=\"font-weight: 400;\">In 2026, the maximum amount you can transfer in a single SBI UPI transaction is Rs. 1,00,000. This limit ensures secure and manageable transactions for users.<\/span><\/p>\n<h3>2. Is the SBI UPI limit different from the overall UPI limit set by NPCI?<\/h3>\n<p><span style=\"font-weight: 400;\">Yes, while the <a href=\"https:\/\/razorpay.com\/learn\/national-payments-corporation-of-india-services\/\">National Payments Corporation of India<\/a> (NPCI) provides a broad framework for UPI transactions, individual banks like SBI set their own specific limits. SBI\u2019s UPI limits are designed within this overarching framework to cater to its user base.<\/span><\/p>\n<h3>3. How can I check my current SBI UPI transaction limit?<\/h3>\n<p><span style=\"font-weight: 400;\">You can easily check your current <\/span><b>SBI UPI transaction limit<\/b><span style=\"font-weight: 400;\"> by logging into SBI\u2019s mobile banking app or Internet banking portal. These platforms provide real-time information about your transaction limits and activity.<\/span><\/p>\n<h3>4. Is there a separate limit on the number of UPI transactions I can do per day?<\/h3>\n<p><span style=\"font-weight: 400;\">Yes, SBI imposes a limit on the number of UPI transactions you can perform per day. As of 2026, you can make up to 10 UPI transactions per day. This limit helps in managing and monitoring daily transaction activities.<\/span><\/p>\n<h3>5. Are there any charges for UPI transactions in SBI?<\/h3>\n<p><span style=\"font-weight: 400;\">Typically, SBI does not levy charges on UPI transactions. However, it is always advisable to refer to SBI\u2019s official fee schedule for the most up-to-date information on any potential fees associated with UPI transactions.<\/span><\/p>\n<h3>6. What should I do if my UPI transaction fails due to exceeding the limit?<\/h3>\n<p><span style=\"font-weight: 400;\">If your UPI transaction fails due to exceeding the limit, first verify that you have not surpassed the daily or monthly limits. If the problem persists, contact SBI customer support for assistance. They can help you troubleshoot the issue and provide guidance on how to manage your transactions within the set limits.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In the ever-evolving landscape of digital payments, the Unified Payments Interface (UPI) has emerged as a champion of convenience and speed. In 2026, the State Bank of India (SBI) implemented specific limits for UPI transactions to ensure secure and efficient digital payments. Understanding these limits is crucial for users to manage their transactions effectively and<\/p>\n","protected":false},"author":151156506,"featured_media":13077,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1387],"tags":[1516,3897],"class_list":{"0":"post-12001","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payments","8":"tag-upi","9":"tag-upi-limit"},"_links":{"self":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/12001","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/users\/151156506"}],"replies":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/comments?post=12001"}],"version-history":[{"count":9,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/12001\/revisions"}],"predecessor-version":[{"id":18638,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/12001\/revisions\/18638"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media\/13077"}],"wp:attachment":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media?parent=12001"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/categories?post=12001"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/tags?post=12001"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}