{"id":11719,"date":"2025-05-19T17:44:04","date_gmt":"2025-05-19T12:14:04","guid":{"rendered":"https:\/\/razorpay.com\/learn\/?p=11719"},"modified":"2026-02-04T15:30:30","modified_gmt":"2026-02-04T10:00:30","slug":"how-to-withdraw-money-from-atm-without-card","status":"publish","type":"post","link":"https:\/\/razorpay.com\/learn\/how-to-withdraw-money-from-atm-without-card\/","title":{"rendered":"How to Withdraw Money From an ATM Without a Card"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The banking industry has evolved to become more adaptable and tech-savvy. In this age of digital transactions, it is rare to need cash to make purchases. Mostly, people use credit cards or <a href=\"https:\/\/razorpay.com\/learn\/mobile-payment\/\">mobile payment<\/a> apps. <\/span><span style=\"font-weight: 400;\">However, there may be times when you need cash. Many banks let you use an <a href=\"https:\/\/razorpay.com\/learn\/what-is-atm\/\">ATM<\/a> to take money from your account without a physical card.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this article, we\u2019ll cover<\/span> how to withdraw money from an ATM without a card<span style=\"font-weight: 400;\">. Discover the benefits of <\/span>cardless cash withdrawals<span style=\"font-weight: 400;\"> and the transaction limits and fees associated with cardless ATM withdrawals.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Related Read: What is White Label ATM? Know Examples And Benefits&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:332739,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:14277081},&quot;9&quot;:0,&quot;10&quot;:1,&quot;11&quot;:3,&quot;12&quot;:0,&quot;15&quot;:&quot;Calibri&quot;,&quot;19&quot;:0,&quot;21&quot;:0}\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0Related Read: <a href=\"https:\/\/razorpay.com\/learn\/white-label-atm\/\">What is White Label ATM? Know Examples And Benefits<\/a><\/span><\/p>\n<h2><b>Methods for Cardless ATM Withdrawals<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You can use the following methods to withdraw cash from an ATM without a card:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Using UPI\u00a0<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Internet banking<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mobile banking apps<\/b><\/li>\n<\/ul>\n<h2>How to Withdraw Cash from Any ATM Using UPI Without a Card<\/h2>\n<p><span style=\"font-weight: 400;\">By using this feature, you can <\/span>withdraw money without an ATM card<span style=\"font-weight: 400;\">. Use your Google Pay app instead of your debit card. Follow these steps to withdraw money from an ATM through Google Pay:<\/span><\/p>\n<p><b>Step 1:<\/b><span style=\"font-weight: 400;\"> Visit your nearest ATM that supports UPI cash withdrawals.<\/span><\/p>\n<p><b>Step 2:<\/b><span style=\"font-weight: 400;\"> On the ATM screen, select &#8220;UPI Cash Withdrawal,&#8221; &#8220;ICCW,&#8221; or &#8220;Interoperable Cardless Cash Withdrawal&#8221;.<\/span><\/p>\n<p><b>Step 3:<\/b><span style=\"font-weight: 400;\"> Enter the withdrawal amount.<\/span><\/p>\n<p><b>Step 4:<\/b><span style=\"font-weight: 400;\"> The ATM will display a QR code.<\/span><\/p>\n<p><b>Step 5:<\/b><span style=\"font-weight: 400;\"> Open your UPI app, like Google Pay, and scan the QR code.<\/span><\/p>\n<p><b>Step 6:<\/b><span style=\"font-weight: 400;\"> Select the bank account to withdraw from.<\/span><\/p>\n<p><b>Step 7:<\/b><span style=\"font-weight: 400;\"> Enter your <a href=\"https:\/\/razorpay.com\/learn\/what-is-a-upi-pin\/\">UPI PIN<\/a> to authorise the transaction.<\/span><\/p>\n<p><b>Step 8:<\/b><span style=\"font-weight: 400;\"> The ATM will dispense the cash once the payment is successful.<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Related Read: How To Unblock ATM Card With Step-by-Step Process&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:332739,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:14277081},&quot;9&quot;:0,&quot;10&quot;:1,&quot;11&quot;:3,&quot;12&quot;:0,&quot;15&quot;:&quot;Calibri&quot;,&quot;19&quot;:0,&quot;21&quot;:0}\">Related Read: <a href=\"https:\/\/razorpay.com\/learn\/how-to-unblock-atm-card\/\">How To Unblock ATM Card With Step-by-Step Process<\/a><\/span><\/p>\n<h2><b>Cardless Cash Withdrawal from ICICI Bank ATM<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">To initiate a cardless ATM cash withdrawal from ICICI, simply login to iMobile first and then follow these steps:<\/span><\/p>\n<p><b>Step 1:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Login to the ICICI Bank iMobile app.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Go to Services &gt; Cardless Cash Withdrawal.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the withdrawal amount, select the account, and set a 4-digit temporary PIN.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Confirm the details and submit.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You will receive a 6-digit code via SMS, valid for 6 hours.<\/span><\/li>\n<\/ul>\n<p><b>Step 2:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Once you\u2019re done with the above steps, visit an ICICI Bank ATM and enter the following:<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Registered mobile number<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Temporary 4-digit code you set<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">6-digit SMS code<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Exact withdrawal amount<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The cash will be dispensed upon successful authentication.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Withdraw the entire amount in one transaction.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>Related Read: <a href=\"https:\/\/razorpay.com\/learn\/how-to-block-atm-card\/\">What are the Steps to Block an ATM Card?<\/a><\/p>\n<h2><b>Cardless Cash Withdrawal from HDFC Bank ATM\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You can use the Cardless Cash feature with HDFC Bank in the following ways:\u00a0<\/span><\/p>\n<p><b>Requesting Cardless Cash Withdrawal<\/b><\/p>\n<p><b>Step 1:<\/b><span style=\"font-weight: 400;\"> Login to HDFC Bank NetBanking and go to Funds Transfer &gt; Cardless Cash Withdrawal.<\/span><\/p>\n<p><b>Step 2:<\/b><span style=\"font-weight: 400;\"> Select the debit account and beneficiary details, and click Continue.<\/span><\/p>\n<p><b>Step 3:<\/b><span style=\"font-weight: 400;\"> Confirm beneficiary, enter withdrawal amount (minimum \u20b9100, maximum \u20b910,000\/day or \u20b925,000\/month- limits), and enter OTP.<\/span><\/p>\n<p><b>Step 4:<\/b><span style=\"font-weight: 400;\"> The beneficiary will receive a 4-digit OTP and 9-digit order ID via SMS.<\/span><\/p>\n<p><b>Step 5:<\/b><span style=\"font-weight: 400;\"> Visit an HDFC Bank ATM and select the &#8220;Cardless Cash&#8221; option.<\/span><\/p>\n<p><b>Step 6:<\/b><span style=\"font-weight: 400;\"> Enter OTP, beneficiary mobile number, 9-digit order ID, and transaction amount.<\/span><\/p>\n<p><b>Step 7:<\/b><span style=\"font-weight: 400;\"> Once validated, the ATM will dispense the cash.<\/span><\/p>\n<h2><b>Cardless Cash Withdrawal from From SBI ATM<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">To initiate a cash withdrawal without an ATM card, simply login to your YONO mobile application first and then follow these steps:<\/span><\/p>\n<p><b>Step 1:<\/b><span style=\"font-weight: 400;\"> Visit a YONO Cash-enabled SBI ATM.<\/span><\/p>\n<p><b>Step 2:<\/b><span style=\"font-weight: 400;\"> Click on \u201cYONO CASH.\u201d<\/span><\/p>\n<p><b>Step 3:<\/b><span style=\"font-weight: 400;\"> You will get a \u201cTransaction Reference Number\u201d via SMS. Enter it.<\/span><\/p>\n<p><b>Step 4:<\/b><span style=\"font-weight: 400;\"> Enter the amount you want to withdraw (same as the YONO Cash request).<\/span><\/p>\n<p><b>Step 5:<\/b><span style=\"font-weight: 400;\"> Enter your YONO Cash PIN.<\/span><\/p>\n<p><b>Step 6:<\/b><span style=\"font-weight: 400;\"> You\u2019re done. The cash will be dispensed.<\/span><\/p>\n<h2><b>Cardless Cash Withdrawal from From Kotak ATM<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">By following these steps, you can learn <a href=\"https:\/\/razorpay.com\/learn\/how-to-withdraw-money-from-atm\/\">how to withdraw money from ATM<\/a> without a card:<\/span><\/p>\n<p><b>Step 1:<\/b><span style=\"font-weight: 400;\"> Firstly, log in to your Mobile\/Net Banking application or portal.<\/span><\/p>\n<p><b>Step 2:<\/b><span style=\"font-weight: 400;\"> Select &#8216;Banking&#8217; and then &#8216;Cardless Cash Withdrawal (IMT).&#8217;<\/span><\/p>\n<p><b>Step 3:<\/b><span style=\"font-weight: 400;\"> Select\u00a0 &#8216;Self Withdrawal.&#8217;<\/span><\/p>\n<p><b>Step 4:<\/b><span style=\"font-weight: 400;\"> Set and confirm a 4-digit sender code. This will be required at the ATM.<\/span><\/p>\n<p><b>Step 5:<\/b><span style=\"font-weight: 400;\"> You will receive another 4-digit SMS code on your registered mobile number.<\/span><\/p>\n<p><b>Step 6:<\/b><span style=\"font-weight: 400;\"> Use both codes at any Kotak ATM to withdraw the amount.<\/span><\/p>\n<p><b>Step 7:<\/b><span style=\"font-weight: 400;\"> Choose &#8216;Withdraw cash without card (IMT)&#8217; on the ATM screen.<\/span><\/p>\n<p><b>Step 8:<\/b><span style=\"font-weight: 400;\"> Enter your registered mobile number.<\/span><\/p>\n<p><b>Step 9:<\/b><span style=\"font-weight: 400;\"> Now, enter the 4-digit sender code that you set when starting the request.<\/span><\/p>\n<p><b>Step 10:<\/b><span style=\"font-weight: 400;\"> You\u2019ll receive an SMS code from the bank. Enter it.<\/span><\/p>\n<p><b>Step 11:<\/b><span style=\"font-weight: 400;\"> Now, enter the withdrawal amount.<\/span><\/p>\n<p><b>Step 12:<\/b><span style=\"font-weight: 400;\"> You\u2019re done. The cash will be dispensed.<\/span><\/p>\n<h2><b>Cardless Cash Withdrawal from From Axis Bank ATM<\/b><\/h2>\n<p><b>The sender first initiates the Instant Money Transfer (IMT) to transfer money from an ATM without a card.<\/b><\/p>\n<p><b>Step 1:<\/b><span style=\"font-weight: 400;\"> Log into Axis Bank Internet Banking.<\/span><\/p>\n<p><b>Step 2:<\/b><span style=\"font-weight: 400;\"> Select the \u201cInstant Money Transfer (IMT)\u201d option.<\/span><\/p>\n<p><b>Step 3:<\/b><span style=\"font-weight: 400;\"> Enter beneficiary details: name, mobile number, and address.<\/span><\/p>\n<p><b>Step 4:<\/b><span style=\"font-weight: 400;\"> Set a sender&#8217;s code (It will be needed by the beneficiary to withdraw cash)<\/span><\/p>\n<p><b>Step 5:<\/b><span style=\"font-weight: 400;\"> Enter the withdrawal amount.<\/span><\/p>\n<p><b>Step 6:<\/b><span style=\"font-weight: 400;\"> The beneficiary will receive the IMT details like:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Amount transferred<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SMS code<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IMT ID (<a href=\"https:\/\/razorpay.com\/learn\/what-is-utr-number\/\">unique transaction reference<\/a>)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Expiry date<\/span><\/li>\n<\/ul>\n<p><b>Now, the beneficiary can withdraw cash without a card at Axis Bank ATM by:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Selecting &#8220;IMT&#8221; &gt; &#8220;Withdraw IMT&#8221; on the ATM screen.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Then, enter the mobile number where they received the IMT details.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">After that, enter the SMS code and IMT amount.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The ATM will dispense cash on successful validation of the details.<\/span><\/li>\n<\/ul>\n<h2><b>Cardless Cash Withdrawal from From PNB (Punjab National Bank) ATM<\/b><\/h2>\n<p><b>Step 1:<\/b><span style=\"font-weight: 400;\"> Select \u201cCardless Withdrawal\u201d from the \u201cBanking Services\u201d tab on your PNB app and provide the relevant information.<\/span><\/p>\n<p><b>Step 2:<\/b><span style=\"font-weight: 400;\"> You will receive a 6-digit cash code, which is valid for 30 minutes.<\/span><\/p>\n<p><b>Step 3:<\/b><span style=\"font-weight: 400;\"> Now, visit any PNB ATM, select \u201cCardless Withdrawal,&#8221;\u00a0<\/span><\/p>\n<p><b>Step 4:<\/b><span style=\"font-weight: 400;\"> Enter your mobile number and the cash code.<\/span><\/p>\n<p><b>Step 5:<\/b><span style=\"font-weight: 400;\"> Your withdrawal request will be completed.<\/span><\/p>\n<h2><b>Cardless Cash Withdrawal From Canara ATM<\/b><\/h2>\n<p><b>Step 1:<\/b><span style=\"font-weight: 400;\"> Install the Canara Bank mobile banking app on your smartphone.<\/span><\/p>\n<p><b>Step 2:<\/b><span style=\"font-weight: 400;\"> Log in to the mobile banking app using your account details.<\/span><\/p>\n<p><b>Step 3:<\/b><span style=\"font-weight: 400;\"> Select the &#8220;Cardless Cash&#8221; option.<\/span><\/p>\n<p><b>Step 4:<\/b><span style=\"font-weight: 400;\"> Choose the account number from which you want to withdraw money.<\/span><\/p>\n<p><b>Step 5:<\/b><span style=\"font-weight: 400;\"> Enter the amount you want to withdraw (between \u20b9100 and \u20b95,000).<\/span><\/p>\n<p><b>Step 6:<\/b><span style=\"font-weight: 400;\"> Canara Bank will send an OTP to your registered mobile number, valid for 15 minutes.<\/span><\/p>\n<p><b>Step 7:<\/b><span style=\"font-weight: 400;\"> Visit a Canara Bank ATM within this time frame.<\/span><\/p>\n<p><b>Step 8:<\/b><span style=\"font-weight: 400;\"> At the ATM, select &#8220;Cardless Cash.&#8221;<\/span><\/p>\n<p><b>Step 9:<\/b><span style=\"font-weight: 400;\"> Enter the OTP received.<\/span><\/p>\n<p><b>Step 10:<\/b><span style=\"font-weight: 400;\"> Enter the withdrawal amount.<\/span><\/p>\n<p><b>Step 11:<\/b><span style=\"font-weight: 400;\"> Collect your money from the ATM.<\/span><\/p>\n<p>Related Read: <a href=\"\u201chttps:\/\/razorpay.com\/learn\/how-to-generate-new-atm-card-pin\/\u201d\">How to Generate ATM PIN Using ATM, SMS, Net &amp; Mobile Banking<\/a><\/p>\n<h2><b>Advantages of Withdrawing Money From an ATM Without a Card<\/b><\/h2>\n<h3><b>Convenience and Flexibility<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">You have access to your money with a smartphone, eliminating the requirement for a physical card. This is handy if you forget your card or don&#8217;t want to carry it.<\/span><\/p>\n<h3><b>Enhanced Security<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Cardless transactions reduce the risk of skimming or theft than typical card-based withdrawals. Additional security methods, such as biometric verification or one-time passwords, help to secure transactions.<\/span><\/p>\n<h3><b>Speed<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Customers may rapidly finish the transaction using their mobile devices, making the cash withdrawal procedure more efficient.<\/span><\/p>\n<h3><b>Compatibility<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Many banks provide cardless ATM withdrawals through their mobile banking apps, making it easier for consumers to access their accounts.<\/span><\/p>\n<p><b>Related Read: <\/b><a href=\"https:\/\/razorpay.com\/learn\/how-to-use-atm-card\/\"><b>How To Use ATM Cards &#8211; Steps to Follow<\/b><\/a><\/p>\n<h2 data-start=\"107\" data-end=\"179\">What Is the Maximum Withdrawal Limit Using an Interoperable UPI ATM?<\/h2>\n<p class=\"\" data-start=\"181\" data-end=\"523\">The maximum amount you can withdraw through an interoperable UPI ATM facility is generally <strong data-start=\"272\" data-end=\"302\">Rs. 10,000 per transaction<\/strong>. However, this limit may vary depending on the bank you use. This withdrawal limit is included within the overall daily UPI transaction limit set by your bank and the specific issuer bank\u2019s rules for UPI ATM withdrawals.<\/p>\n<p class=\"\" data-start=\"525\" data-end=\"920\">Thanks to technological advancements in India\u2019s banking sector, you can now perform a variety of transactions with ease. The Interoperable Cardless Cash Withdrawal (ICCW) feature allows you to withdraw cash from ATMs without using a physical debit or credit card \u2014 just through UPI. This convenient option comes in handy during emergencies or when you urgently need cash without carrying your card.<a href=\"https:\/\/razorpay.com\/learn\/how-to-use-atm-card\/\"><b><br \/>\n<\/b><\/a><\/p>\n<h2><b>Conclusion<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Cardless ATM withdrawals offer numerous benefits to users, including increased flexibility, enhanced security, and greater speed. As more banking institutions adopt this technology, the popularity of cardless ATM transactions continues to rise. Understanding <\/span>how to withdraw money from an ATM<span style=\"font-weight: 400;\"> without a card is becoming essential for users seeking a seamless and secure banking experience.<\/span><\/p>\n<p><b>Related Read: <\/b><a href=\"\u201chttps:\/\/razorpay.com\/learn\/atm-withdrawal-limit\/\u201d\"><b>Related Read: ATM Withdrawal Limit for 2026<\/b><\/a><\/p>\n<h2><b>Frequently Asked Questions<\/b><\/h2>\n<h3><b>What is the maximum amount you can withdraw using an interoperable UPI ATM facility?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">When using an interoperable UPI ATM in India, the maximum withdrawal amount per transaction is \u20b910,000. This transaction limit is an element of the current UPI daily limit and could be subject to limitations imposed by the issuing bank. You have to enter the amount in multiples of \u20b9100.<\/span><\/p>\n<h3><b>Which banks have cardless ATM withdrawals?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Cardless ATM withdrawals are available from a number of Indian banks, majorly including Bank of Baroda, Axis Bank, Indian Bank, Central Bank of India, Bank of India, Canara Bank, Punjab National Bank, ICICI Bank, Yes Bank, IndusInd Bank, Utkarsh Small Finance Bank, Indian Overseas Bank, Union Bank of India, City Union Bank, HDFC Bank, State Bank of India, etc. Thanks to this service, customers may use UPI-enabled ATMs and mobile banking apps to withdraw cash without a physical card.<\/span><\/p>\n<h3><b>Can I Use My Phone To Withdraw Money From an ATM?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, you can use your phone to withdraw cash from an ATM without a physical debit card. This is done through cardless cash withdrawal services using UPI-enabled apps like Google Pay. Once the transaction has been completed successfully, the ATM dispenses the cash.<\/span><\/p>\n<h3><b>How Do I Withdraw Money Using An ATM QR Code?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Open the Google Pay app on your smartphone, then scan the QR code that appears on the ATM screen. The payee information and amount are pre-filled. The pay flow screen lists all of the bank accounts qualified to receive cash withdrawals.<\/span><\/p>\n<h3><b>Are cardless ATM withdrawals safe?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">In general, cardless ATM withdrawals are seen to be more secure than card-based transactions. Since no actual card is utilised, they lessen the chance of card skimming and physical card theft.<\/span><\/p>\n<h3><b>Are there any fees associated with cardless ATM withdrawals?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Cardless ATM withdrawals are usually free of additional costs. Nevertheless, there may be interbank fees (up to \u20b921 + relevant taxes) for using ATMs owned by other banks.\u00a0<\/span><\/p>\n<h3><b>What should I do if I encounter an issue during a cardless ATM withdrawal?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Your initial move should be to call your bank&#8217;s customer support line. After noting your concern and logging your transaction reference number, the executive will record your complaint and provide you with a complaint tracking number.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The banking industry has evolved to become more adaptable and tech-savvy. In this age of digital transactions, it is rare to need cash to make purchases. Mostly, people use credit cards or mobile payment apps. However, there may be times when you need cash. Many banks let you use an ATM to take money from<\/p>\n","protected":false},"author":151156506,"featured_media":13744,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1387],"tags":[1926],"class_list":{"0":"post-11719","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payments","8":"tag-atm"},"_links":{"self":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/11719","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/users\/151156506"}],"replies":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/comments?post=11719"}],"version-history":[{"count":17,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/11719\/revisions"}],"predecessor-version":[{"id":18776,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/11719\/revisions\/18776"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media\/13744"}],"wp:attachment":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media?parent=11719"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/categories?post=11719"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/tags?post=11719"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}