Step 3: Choose \u201cCash Withdrawal\u201d<\/strong><\/h3>\nOn the main menu, tap Cash Withdrawal<\/strong>. If you don\u2019t see it immediately, hit More Options<\/strong> or Transactions<\/strong>.<\/p>\n<\/li>\n\nStep 4: Pick Your Account Type
\n<\/strong><\/h3>\nSelect the account you wish to withdraw from (typically Savings<\/strong> or Current<\/strong>).<\/p>\n<\/li>\n\nStep 5: Enter Withdrawal Amount<\/strong><\/h3>\nKey in the exact sum you want (e.g., \u20b95,000). Remember you\u2019re subject to your card\u2019s daily limit and the five-transaction-per-month free withdrawal rule.<\/p>\n
\n- \n
Step 6: Input Your PIN<\/strong><\/h3>\nType your 4- or 6-digit PIN. Take care to shield the keypad with your hand to keep your PIN secure.<\/p>\n<\/li>\n
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Step 7: Authenticate with OTP (if Needed)<\/strong><\/h3>\nFor transactions above \u20b910,000, the ATM will send a one-time OTP to your registered mobile. Enter that OTP to continue.<\/p>\n
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Step 8: Collect Cash & Receipt<\/strong><\/h3>\nOnce approved, the ATM will dispense your cash. Grab your notes, take the printed receipt if you need one, and don\u2019t forget to remove your card before walking away.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
Tip:<\/strong> Always cover the keypad when entering your PIN and double-check the cash and receipt before leaving the ATM. This ensures both your security and accuracy of the transaction.<\/p>\n<\/span>Conclusion<\/b>\u00a0<\/span><\/span><\/h2>\nUnderstanding your SBI ATM withdrawal limits is essential to avoid unnecessary charges and ensure smooth transactions. By staying informed about the specific limits of your debit card and utilizing tools like the SBI Yono mobile app to manage these limits, you can effectively manage your finances and prevent any extra fees. Make sure to adhere to these guidelines to optimize your banking experience.<\/span><\/p>\n<\/span>Frequently Asked Questions<\/b><\/span><\/h2>\n1. What is the one-time SBI ATM withdrawal limit?<\/b><\/h3>\n
The one-time ATM withdrawal limits range from Rs. 40,000 to Rs. 1,00,000, depending on the type of SBI debit card you possess.\u00a0<\/span><\/p>\n2. Can I increase my SBI ATM withdrawal limit temporarily?<\/b><\/h3>\n
To increase your withdrawal limit, you can visit the SBI Bank’s net banking website. Navigate to e-Services, then ATM Card Services, followed by ATM Card Limit\/Channel\/Usage Change, and select Change Daily Limit. From there, you have the option to adjust your withdrawal limit according to your needs.<\/span><\/p>\n3. Do I get any free ATM withdrawals per month?<\/b><\/h3>\n
Yes, as an SBI customer, you are entitled to up to five free ATM withdrawals per month. This applies across most debit card types offered by SBI, allowing you to withdraw cash without incurring additional charges up to this limit. It’s important to stay within these free transaction limits to avoid fees on subsequent withdrawals.<\/span><\/p>\n4. How many times can I withdraw money from an SBI ATM in a day?<\/b><\/h3>\n
Most banks, including SBI, typically allow up to five free ATM transactions per month. Beyond this limit, additional charges apply. Specifically, for transactions below Rs. 20,000 at SBI ATMs, customers are entitled to five free transactions each month.<\/span><\/p>\n5. What happens if I try to withdraw more than the daily limit?<\/b><\/h3>\n
For cash withdrawals exceeding the free limit at SBI ATMs, a withdrawal charge of Rs. 10 applies per transaction. Transactions at ATMs of other banks incur a fee of Rs. 20 per transaction. Additionally, applicable GST will be levied along with these fees.<\/span><\/p>\n6. Do higher-tier SBI debit cards offer increased withdrawal limits?<\/b><\/h3>\n
Yes, higher-tier SBI debit cards like the Platinum International Debit Card offer increased daily withdrawal limits compared to standard cards. For example, the Platinum International Debit Card allows withdrawals of up to \u20b91,00,000 per day, whereas the SBI Global International Debit Card has a daily limit of \u20b940,000 and the SBI Gold International Debit Card allows up to \u20b950,000 per day.<\/span><\/p>\n7. Do SBI ATM withdrawal limits apply to international transactions?<\/b><\/h3>\n
SBI debit cards have both minimum and maximum withdrawal limits for domestic transactions, which also apply to international transactions, although these can vary by country. The international withdrawal limit is subject to the maximum foreign currency equivalent of the domestic limit.<\/span><\/p>\n8. Are there any special withdrawal limits for senior citizens with SBI debit cards?<\/b><\/h3>\n
SBI does not offer any special ATM withdrawal limits specifically for senior citizens with their debit cards. The withdrawal limits for senior citizens are the same as those for other SBI customers and depend on the type of debit card they hold.<\/span><\/p>\n9. Can I withdraw 50,000 Rs from SBI ATM?<\/b><\/h3>\n
Yes, you can withdraw \u20b950,000 from an SBI ATM if you have an SBI Gold International Debit Card or higher-tier cards like the SBI Platinum International Debit Card.<\/span><\/p>\n10. How many ATM transactions are free in SBI ATM per month?<\/h3>\n
For transactions under \u20b920,000, you are entitled to 5 free ATM withdrawals per month at SBI.<\/p>\n","protected":false},"excerpt":{"rendered":"
State Bank of India (SBI), India’s largest bank, offers a wide range of services and products to its customers. Among these, debit cards linked to SBI savings or current accounts are one of the most commonly used services. SBI offers seven different types of debit cards to its customers, with ATM withdrawal limits that vary<\/p>\n","protected":false},"author":151156506,"featured_media":13076,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1387],"tags":[1926,3879,4047],"class_list":{"0":"post-11682","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payments","8":"tag-atm","9":"tag-atm-withdrawal-limit","10":"tag-sbi-atm-withdrawal-limit"},"_links":{"self":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/11682","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/users\/151156506"}],"replies":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/comments?post=11682"}],"version-history":[{"count":21,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/11682\/revisions"}],"predecessor-version":[{"id":18613,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/11682\/revisions\/18613"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media\/13076"}],"wp:attachment":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media?parent=11682"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/categories?post=11682"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/tags?post=11682"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}