{"id":11098,"date":"2025-05-21T12:55:06","date_gmt":"2025-05-21T07:25:06","guid":{"rendered":"https:\/\/razorpay.com\/learn\/?p=11098"},"modified":"2026-02-04T15:26:14","modified_gmt":"2026-02-04T09:56:14","slug":"phonepe-transaction-limit","status":"publish","type":"post","link":"https:\/\/razorpay.com\/learn\/phonepe-transaction-limit\/","title":{"rendered":"PhonePe Transaction Limit in 2026: Updated PhonePe Limit Per Day"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d2b08383b7d\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d2b08383b7d\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/razorpay.com\/learn\/phonepe-transaction-limit\/#What-Is-the-PhonePe-Transaction-Limit-Per-Day\" >What Is the PhonePe Transaction Limit Per Day?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/razorpay.com\/learn\/phonepe-transaction-limit\/#PhonePe-Transaction-Limit-Per-Day-for-Different-Banks\" >PhonePe Transaction Limit Per Day for Different Banks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/razorpay.com\/learn\/phonepe-transaction-limit\/#What-is-the-PhonePe-Transaction-Limit-for-Businesses\" >What is the PhonePe Transaction Limit for Businesses?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/razorpay.com\/learn\/phonepe-transaction-limit\/#PhonePe-Money-Transfer-Limit-for-Wallet\" >PhonePe Money Transfer Limit for Wallet<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/razorpay.com\/learn\/phonepe-transaction-limit\/#How-to-Increase-PhonePe-Transaction-Limit\" >How to Increase PhonePe Transaction Limit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/razorpay.com\/learn\/phonepe-transaction-limit\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/razorpay.com\/learn\/phonepe-transaction-limit\/#Frequently-Asked-Questions\" >Frequently Asked Questions<\/a><\/li><\/ul><\/nav><\/div>\n<h2 data-start=\"201\" data-end=\"251\"><span class=\"ez-toc-section\" id=\"What-Is-the-PhonePe-Transaction-Limit-Per-Day\"><\/span>What Is the PhonePe Transaction Limit Per Day?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"\" data-start=\"253\" data-end=\"409\">PhonePe users can send up to <strong data-start=\"282\" data-end=\"312\">\u20b91 lakh (\u20b9100,000) per day<\/strong> through UPI. This daily limit is fixed for all users, regardless of their bank or usage history.<\/p>\n<ul>\n<li data-start=\"413\" data-end=\"461\"><strong data-start=\"413\" data-end=\"456\">Maximum number of transactions per day:<\/strong> 20<\/li>\n<li data-start=\"464\" data-end=\"505\"><strong data-start=\"464\" data-end=\"495\">Total daily transfer limit:<\/strong> \u20b91 lakh<\/li>\n<li data-start=\"508\" data-end=\"575\">You can split the \u20b91 lakh limit across 20 transactions in 24 hours.<\/li>\n<\/ul>\n<p class=\"\" data-start=\"577\" data-end=\"699\">Once you hit the limit, either in amount or number of transactions, you must wait 24 hours before making more transfers.<\/p>\n<p class=\"\" data-start=\"701\" data-end=\"945\"><strong data-start=\"701\" data-end=\"722\">Important Update:<\/strong><\/p>\n<p class=\"\" data-start=\"701\" data-end=\"945\">As of November 2022, the <strong data-start=\"750\" data-end=\"777\">NPCI proposed a 30% cap<\/strong> on UPI transaction volumes per app. This move aims to prevent market dominance by apps like PhonePe and Google Pay, ensuring fair access to UPI services for all users.<\/p>\n<p><em><strong>Related Read:<\/strong><\/em> <a href=\"https:\/\/razorpay.com\/learn\/gpay-transaction-limit\/\">Google Pay Transaction Limits Per Day<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"PhonePe-Transaction-Limit-Per-Day-for-Different-Banks\"><\/span><b>PhonePe Transaction Limit Per Day for Different Banks<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>PhonePe is one of the most convenient and secure <a href=\"https:\/\/razorpay.com\/blog\/different-types-of-payment-methods\/\">payment methods<\/a> for <a href=\"https:\/\/razorpay.com\/learn\/digital-payments-india-definition-methods-importance\/\">digital payments<\/a>. To ensure smooth transactions and protect users from fraudulent activities, PhonePe has set transaction limits for various banking activities.<\/p>\n<p><strong>Here is a detailed overview of the PhonePe daily limit for around 100 different banks across India.<\/strong><\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<h3><b>S. No.<\/b><\/h3>\n<\/td>\n<td>\n<h3><b>Bank Name<\/b><\/h3>\n<\/td>\n<td>\n<h3><b>PhonePe Transactions Limit Per Day (INR)<\/b><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">State Bank of India<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">HDFC Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">3<\/span><\/td>\n<td><span style=\"font-weight: 400;\">ICICI Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">4<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Axis Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">5<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Kotak Mahindra Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">6<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">7<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Punjab National Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">8<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Bank of Baroda\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">9<\/span><\/td>\n<td><span style=\"font-weight: 400;\">A P Mahesh<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">10<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Aditya Birla Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">11<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Airtel Payments Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">12<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Allahabad Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">13<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Allahabad UP Gramin<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">14<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Andhra Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">15<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Andhra Pradesh Grameen Vikas\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">16<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Andhra Pragathi<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">17<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Apna Sahakari<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">18<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Assam Grameen<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">19<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Bandhan Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">20<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Bank of Maharashtra<\/span><\/td>\n<td><span style=\"font-weight: 400;\">20,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">21<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Baroda Uttar Pradesh Gramin<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">22<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Bassein<\/span><\/td>\n<td><span style=\"font-weight: 400;\">40,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">23<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Bihar Gramin<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">24<\/span><\/td>\n<td><span style=\"font-weight: 400;\">BOI\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">25<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Canara Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">26<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Catholic Syrian Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">27<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Central Bank of India<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">28<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Chaitanya Godavari Gramin Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">29<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Chhattisgarh Rajya Gramin Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">30<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Citibank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">31<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Corporation Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">32<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Cosmos<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">33<\/span><\/td>\n<td><span style=\"font-weight: 400;\">City Union Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">34<\/span><\/td>\n<td><span style=\"font-weight: 400;\">DBS Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">35<\/span><\/td>\n<td><span style=\"font-weight: 400;\">DCB BANK<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">36<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Dena Bank\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">37<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Dhanlaxmi Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">38<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Dombivli Nagri Sahakari Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">39<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Equitas Small Finance Bank Payments Bank\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">40<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Federal Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">41<\/span><\/td>\n<td><span style=\"font-weight: 400;\">G P Parsik Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">42<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Gujarat State Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">43<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Hasti<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">44<\/span><\/td>\n<td><span style=\"font-weight: 400;\">HSBC Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">45<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Indian Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">46<\/span><\/td>\n<td><span style=\"font-weight: 400;\">IDBI\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">48<\/span><\/td>\n<td><span style=\"font-weight: 400;\">IDFC\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">49<\/span><\/td>\n<td><span style=\"font-weight: 400;\">IndusInd Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">50<\/span><\/td>\n<td><span style=\"font-weight: 400;\">IOB<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">51<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Kallapanna<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">52<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Karnataka Bank\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">53<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Karnataka Vikas<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">54<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Karur Vysya Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">55<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Kaveri<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">56<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Kerala Grameen Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">57<\/span><\/td>\n<td><span style=\"font-weight: 400;\">LVB<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">58<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Langpi Dehangi<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">59<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Mahanagar Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">60<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Maharashtra Grameen Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">61<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Malwa Gramin Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">62<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Meghalaya Rural Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">63<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Mehsana Urban Co-Operative Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">64<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Mizoram<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">65<\/span><\/td>\n<td><span style=\"font-weight: 400;\">NKGSB Co-Op Bank Ltd<\/span><\/td>\n<td><span style=\"font-weight: 400;\">40,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">66<\/span><\/td>\n<td><span style=\"font-weight: 400;\">OBC<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">67<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Punjab and Maharashtra Co-Op Bank Ltd<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">68<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Pragathi Krishna Grameen Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">20,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">69<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Prathama Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">70<\/span><\/td>\n<td><span style=\"font-weight: 400;\">PSB<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">71<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Purvanchal Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">72<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rajasthan Marudhar<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">73<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rajkot Nagrik Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">74<\/span><\/td>\n<td><span style=\"font-weight: 400;\">RBL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">75<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Samruddhi Co-Op Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">76<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Saraswat Co-Op Bank\u00a0\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">78<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Saurashtra Gramin Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">79<\/span><\/td>\n<td><span style=\"font-weight: 400;\">South Indian Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">80<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SUCO SOUHARDA SAHAKARI BANK<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">81<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Surat People Cooperative Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">82<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SVC Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">20,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">83<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Syndicate Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">84<\/span><\/td>\n<td><span style=\"font-weight: 400;\">TELANGANA GRAMEENA BANK<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">85<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Thane Bharat Sahakari Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">86<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Thane Janta sahakari Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">87<\/span><\/td>\n<td><span style=\"font-weight: 400;\">The Jammu and Kashmir Bank Ltd<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">88<\/span><\/td>\n<td><span style=\"font-weight: 400;\">The Kalyan janta sahakari Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">89<\/span><\/td>\n<td><span style=\"font-weight: 400;\">The Sutex Co-Op Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">90<\/span><\/td>\n<td><span style=\"font-weight: 400;\">TMBL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">91<\/span><\/td>\n<td><span style=\"font-weight: 400;\">UCO<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">92<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ujjivan Small Finance Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">93<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Union Bank of India<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">94<\/span><\/td>\n<td><span style=\"font-weight: 400;\">United Bank of India\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">95<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Uttarakhand Gramin Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">96<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Vananchal<\/span><\/td>\n<td><span style=\"font-weight: 400;\">25,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">97<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Varachha Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">40,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">98<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Vijaya Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">99<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Vishweshwar Co-Op Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1,00,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><em><strong>Related Read:<\/strong><\/em> <a href=\"https:\/\/razorpay.com\/learn\/sbi-upi-transaction-limit\/\">What is the SBI UPI Transaction Limit Per Day?<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What-is-the-PhonePe-Transaction-Limit-for-Businesses\"><\/span><b>What is the PhonePe Transaction Limit for Businesses?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span style=\"font-weight: 400;\">Transaction limits are the maximum amount of money a business can transfer or receive in a day through PhonePe. <\/span><\/li>\n<li><span style=\"font-weight: 400;\">A business can use PhonePe to receive or send a lot of money many times, and there&#8217;s no limit on how many transactions it can conduct. <\/span><\/li>\n<li><span style=\"font-weight: 400;\">This is great for businesses because they can handle many transactions without restrictions.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">However, it&#8217;s important to know that this perk is only for users with a PhonePe Business account and a registered shop within their company. <\/span><\/li>\n<li><span style=\"font-weight: 400;\">A<\/span><span style=\"font-weight: 400;\">dditionally, PhonePe offers seamless <\/span>web integration<span style=\"font-weight: 400;\">, enabling businesses to streamline their <a href=\"https:\/\/razorpay.com\/learn\/what-is-online-transaction\/\">online transactions<\/a> and enhance their digital presence.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"PhonePe-Money-Transfer-Limit-for-Wallet\"><\/span><b>PhonePe Money Transfer Limit for Wallet<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>PhonePe transfer limit for wallet refers to the maximum amount you can transfer using PhonePe&#8217;s wallet.<\/p>\n<p>PhonePe&#8217;s money transfer limits for wallet transactions are governed by various factors, including user account type and KYC completion:<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">The daily PhonePe transfer limit for wallet users who have completed minimum KYC verification is \u20b910,000. Thus, you can send or receive up to \u20b910,000 in a single day using your PhonePe wallet.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">If you have completed full KYC verification, which involves providing additional personal information and documentation, the daily limit increases to \u20b92,00,000 per transaction and \u20b94,00,000 per day. With this higher limit, you can transfer more money using your PhonePe wallet.<\/li>\n<\/ul>\n<p>It is worth noting that these limits may vary depending on factors such as your PhonePe account type, KYC status, and transaction history. To check your specific transaction limit, go to the &#8220;My Money&#8221; section of the PhonePe app.<\/p>\n<p>Understanding the PhonePe transaction limit for bank transfers will help you effectively manage your finances and ensure smooth transactions within the platform.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How-to-Increase-PhonePe-Transaction-Limit\"><\/span>How to Increase PhonePe Transaction Limit?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are two ways to increase your PhonePe transaction limit<\/p>\n<h3>1. Complete Full KYC<\/h3>\n<p><strong>To increase limit: \u00a0<\/strong><\/p>\n<ul>\n<li><strong>Minimum KYC:<\/strong> This allows daily transactions up to \u20b910,000.<\/li>\n<li><strong>Full KYC:<\/strong> This increases the daily limit to \u20b94,00,000 per day.<\/li>\n<\/ul>\n<p>To complete Full KYC, you&#8217;ll need to provide additional documents like Aadhaar card, PAN card, and address proof. You can do this within the PhonePe app.<\/p>\n<h3>2. Contact Your Bank<\/h3>\n<p><strong>To increase limit: \u00a0<\/strong><\/p>\n<ul>\n<li><strong>Contact Your Bank:<\/strong> Reach out to your bank&#8217;s customer service or visit a branch to request an increase.<\/li>\n<li><strong>Bank&#8217;s Assessment:<\/strong> Your bank will assess your financial history and risk profile before deciding on an increase.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>PhonePe sets transaction limits to ensure security and prevent fraudulent activities. The PhonePe daily transaction limit for individuals varies depending on the bank. While some banks have a maximum limit of \u20b91 lakh per day, others allow transactions up to \u20b92 lakhs. For bank transfer transactions through PhonePe, the daily limit is generally set at \u20b91 lakh. However, certain banks may have lower limits for transfers made via <a href=\"https:\/\/razorpay.com\/upi-autopay\/\">UPI Autopay<\/a> or the <a href=\"https:\/\/razorpay.com\/upi-payment-gateway-india\/\">UPI payment gateway<\/a>. Businesses using PhonePe can also enjoy higher limits based on their requirements and approval from the <a href=\"https:\/\/razorpay.com\/learn\/national-payments-corporation-of-india-services\/\">NPCI<\/a>.<\/p>\n<p><b>Related Read: <\/b><a href=\"\u201chttps:\/\/razorpay.com\/learn\/what-is-payment-bank\/\u201d\">What are Payment Banks? Features &amp; List of Payments Banks<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently-Asked-Questions\"><\/span><b>Frequently Asked Questions<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><b>1. Can I increase the PhonePe transaction limit per day?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, you can increase your <\/span><b>PhonePe transaction limit per day<\/b><span style=\"font-weight: 400;\"> by completing the full KYC process. Once your KYC is verified, you can enjoy higher transaction limits for money transfers.<\/span><\/p>\n<h3><b>2. Can I check your current transaction limit within the PhonePe app?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">You can easily check your current transaction limit within the PhonePe app via the following steps:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Open the app and go to the &#8220;My Money&#8221; section.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select &#8220;Limits &amp; Withdrawal&#8221; to view your daily <\/span><a href=\"https:\/\/razorpay.com\/learn\/upi-transaction-charges\/\">UPI transaction limits <\/a><span style=\"font-weight: 400;\">and other activities, such as bank transfers and money transfers.<\/span><\/li>\n<\/ol>\n<h3><b>3. What happens if I exceed the PhonePe daily transaction limit?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Exceeding the PhonePe daily transaction limit will result in your transaction being declined. The maximum transaction limits for different activities on PhonePe vary depending on the type of transaction and your KYC status. It is important to be aware of these limits to avoid any inconvenience.<\/span><\/p>\n<h3><b>4. Do the transaction limits vary for different PhonePe account holders?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, the transaction limits on PhonePe can vary for different account holders. The daily transaction limit depends on factors like the type of PhonePe account, KYC status, and transaction history. It is also important to note that these limits may change over time.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What Is the PhonePe Transaction Limit Per Day? PhonePe users can send up to \u20b91 lakh (\u20b9100,000) per day through UPI. This daily limit is fixed for all users, regardless of their bank or usage history. Maximum number of transactions per day: 20 Total daily transfer limit: \u20b91 lakh You can split the \u20b91 lakh<\/p>\n","protected":false},"author":151156506,"featured_media":11113,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1387],"tags":[4058,1516],"class_list":{"0":"post-11098","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payments","8":"tag-phonepe-transaction-limit-per-day","9":"tag-upi"},"_links":{"self":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/11098","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/users\/151156506"}],"replies":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/comments?post=11098"}],"version-history":[{"count":14,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/11098\/revisions"}],"predecessor-version":[{"id":18772,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/posts\/11098\/revisions\/18772"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media\/11113"}],"wp:attachment":[{"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/media?parent=11098"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/categories?post=11098"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/learn.razorpay.in\/learn\/wp-json\/wp\/v2\/tags?post=11098"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}